
CD rates are continuing their trend downwards. It doesn’t appear that 2012 is going to bring much relief. So what can you do to maximize your certificate of deposit interest rates? Here are 5 tips that can help you and hopefully squeak out just a bit more earnings. 

Russell Simmons has announced plans to slash several fees on his well-publicized RushCard in order to accommodate the rapidly growing demand for his product. But many say his decision to reduce fees on his prepaid debit card had more to do with increased competition after the introduction of Suze Orman’s prepaid product. 

For those of us that can pay our bills on time, rewards credit cards are a great way to get something for nothing. It feels pretty good to earn airline miles, or cash back, just for making your daily purchases. 

“Follow the money!” might have become the now-iconic line from Jerry Maguire had Tom Cruise’s character been an investment advisor rather than a sports agent.
Insiders–those who possess non-public knowledge–have an edge when it comes to investing in the stock of public companies. Insiders typically include those working for a specific company, usually in higher-level positions, but can also include others, such as politicians. 

On Tuesday, Tim Gunn, the pleasant and always dapper mentor of “Project Runway,” shocked the nation when he shared on ABC’s “The Revolution” that he was proudly celebrating 29 years of celibacy. While his announcement was met with cheers from the studio audience, much of the blogging and tweeting world appeared to be perplexed by this revelation.
Some were wondering why anyone in their right mind would choose half a lifetime of celibacy. Gunn acknowledged that relationship issues and concerns about health contributed to his decision. But for those pondering this life-altering choice, there are financial benefits of celibacy too! 

Saving money vs. paying off debt: The debate is always raging. When you have to make the choice between blasting through debt and establishing precautionary funds in case of a financial emergency, the right course of action is rarely self-evident. 

We all know that there are pitfalls in the world of plastic. But really…who doesn’t have a credit card these days? For some, this purchasing ritual presents only a means to an end. For others, it is a means to debt and disaster. Here are a few credit card mistakes to avoid this year so you don’t end up with the latter. 

Attention lovebirds: It’s almost wedding season. Now is the time to make the perfect proposal, plan a memorable springtime ceremony…and save money for what will undoubtedly be a devastating blow to your budget. 

The 2012 GOP primary is in full swing. With the recession still underway, economic issues are at the forefront. Each of the 2012 presidential candidates have different plans for America’s economy. 

We’re almost a month past the holidays, but credit card debt continues to be a nagging reminder of last season’s generous spending. To combat residual debt, many consumers have considered the option to transfer credit card balance amounts onto zero-interest credit cards as a way to avoid excessive interest charges. 


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