Sally Herigstad, Finance Expert

Sally Herigstad is a certified public accountant and the author of Help! I Can’t Pay My Bills: Surviving a Financial Crisis (St. Martin’s Griffin). The book was inspired by students of her personal finance class who said they wanted a no-nonsense, easy-to-read book that would help them take control of their finances – and get through the month without having the power turned off. Sally continues to stay in touch with the problems of real people by responding to letters from readers of her CreditCards.com column. They write to her about everything from mysterious charges on their Visa bills and unflattering credit scores to broken hearts and nasty credit collectors (too often all at the same time), and Sally gives step-by-step advice for getting out of trouble and avoiding it from now on. She also writes regularly for MSN Money, Interest.com, RedPlum.com, and other publications. She is a member of the Washington Society of Certified Public Accountants and the American Institute of Certified Public Accountants. Her Web site is www.helpicantpaymybills.net.