
SPE Credit Union is the only credit union in Centre County with a community charter, and serves its community by providing the best interest rates possible to members. That includes auto loan rates, too–you could finance a vehicle for as low as 3.99% APR.
This car loan rate applies to loans for car models 2009 and newer or used cars between the years 2004-2008. The term length may be up to 60 months long. Please note that loan rates are based on the creditworthiness of the borrower, therefore, you may not be offered the lowest rate. This rate also includes a .25% discount off the APR–to qualify, the loan payment must automatically transfer from an SPE FCU share draft checking account.
SPE Credit Union was founded 1978 to serve Raytheon employees and began in a closet in the HRB-Singer building. However, it quickly grew and soon received a federal charter and moved to a larger location. In 2002, SPE received approval for a community charter, so now anyone who lives, works, worships, attends school or volunteers in Centre County is eligible for membership. SPE CU is considered one of the best credit unions in Pennsylvania and offers two convenient branch locations within State College.
Current SPE Credit Union CD Rates
- 6 Month CD Rate – SPE Credit Union
- 12 Month CD Rate – SPE Credit Union
- 2 Year / 24 Month CD Rate – SPE Credit Union
Other SPE Credit Union Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

