CAR LOAN RATES » Auto Loan News

As with any large purchase, buying a car isn't something you should do on impulse. Even if you are purchasing the car as a present, it's important to sit down with your teen to go over the expenses that owning a car entails. Registration, insurance, and regular maintenance are not things that are covered in your child's driver's education class. The drivers ed teacher may help your child become a safe driver, but it's up to you to make sure your teen is prepared for car ownership.

Nobody knows better than you do how much your teenager wants a car. Your teenager has probably been yearning for her own wheels since she first clutched a learner's permit in her hot little hands. And now that your teenage child has his or her own driver's license, maybe you want to give them a special senior year birthday gift. Maybe you've promised it for good grades, or maybe you just want to keep him from ruining your own car. For whatever reason, you've decided to buy a car for your senior.

New cars come with an assortment of bells and whistles that certainly lure in buyers, but when it comes to your vehicle, safety features should be heavily considered when it comes time to making a purchase.

Here is a list safety features you should pay special attention to:

1. Seat belts

This nifty little device serves will keep both the drivers and passengers in place in case of a collision. That is the single most important feature of a safe car, it is also help people benefit from other safety features in modern cars.

2. Air bags

Air bags have been accredited with saving many lives. Not only are front air bags important, but side-impact air bags should be strongly considered as well. Because of the basic design of cars, there really is not a lot of insulation between a side door and passenger. Side impact collisions are especially deadly, thus a quick reacting side air bag is a safety feature worth the extra money (if not offered as standard equipment from the dealer).

3. Anti-lock braking system

This feature will prevent accidental spin outs or uneven tire spinning. Consider if you are doing the legal limit of 55 and have to slam on the breaks to prevent a collision from happening, anti-lock breaking systems help you stay in control of your vehicle, especially in slippery surfaces. If possible, make sure your system comes with brake assist as well, another safety feature that reduces emergency stopping distances.

4. OnStar or emergency contact equipment

Via a wireless system, OnStar and other emergency contact equipment will allow you to be in touch with an emergency command system (who are available 24/7). If you get into an accident and the airbag is deployed, emergency help is automatically dispersed and can be sent to your location courtesy of GPS, especially if you are trapped and unable to help yourself.

5. Electronic stability control

The advanced technology of ESC senses tire slip at its earliest stages and automatically cuts back on the throttle and applies the brakes to correct the situation. This can be especially helpful in wet and icy conditions where driving can be especially hazardous.

By arming your new car with the best safety equipment, all you need to do is make sure you're getting a low auto loan rate and you're good to go!

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