CAR LOAN RATES » Auto Loan News

The internet was an amazing invention. Consumers pressed for time can quickly find the information they need for nearly everything. Medical advice, discount designer clothing, news andauto loan quotes are just a few of the varied options for "surfers" to explore.

If you get an unsolicited email offering you an amazing deal on auto loan quotes, think twice. Even though people complain about spam and many consumer advocates work diligently to shut down such businesses, 12% of the recipients try to purchase the "merchandise" being offered through this type of viral marketing. If you did not previously request information, do not trust that particular online auto loan quote resource.

If however, you are proactively seeking an online auto loan quote, you need to be prudent in your own decision making process. If an online "company" requires you to enter private information such as your bank routing, or credit card numbers before providing you with an auto loan quote, they are up to no good and you should immediately close out that page and find another option.

For consumers, securing an online auto loan quote from a trustworthy source requires you to proactively choose the website, enter basic information such as your name, email address, zip code and then you will move forward to the next page where more detail like your social security number, address, occupation and other necessary information for pulling your credit is required. Trustworthy online auto quote providers will indicate to you that their website is secure by showing a little "padlock" icon easily visible on the page. If you do not see it, find another provider.

However, by bringing a computer into your home you are also exposing yourself to the down fall of the technology such as spam emails and internet scams. Knowing that there may be an evil motive lurking behind an enticing offer may make you think twice about the whole process plus you may start to wonder if you can trust online auto loan quotes. The short answer is yes, but there are some precautions you need to take to ensure that your search for low auto loan quotes has a happy ending.

If you are still not comfortable with seeking out a trustworthy online auto quote on your own, Go Banking Rates can easily assist you. We do all the research for you and thoroughly investigate auto loan quote providers before we accept them onto our website to help ensure that you are only working with the highest quality auto loan providers. You're safe in our hands.

In an effort to draw in new customers, Chrysler has decided to offer its own "cash for clunkers" incentive by matching the government's Car Allowance Rebate System (C.A.R.S) program. Chrysler's deal will either match the $4,500 offered by CARS, or offer 6 years of interest-free financing. That makes this a truly attractive auto loan rate.

Where Can I Learn More About CARS?

Unofficially known as the "cash for clunkers" program, the CARS initiative is the government's effort to jump-start slow-moving car sales and a laggard industry while at the same time taking older, less fuel-efficient cars off the street.

Quick Guidelines for Eligible Vehicles

Here are a few simple guidelines that will enable your vehicle to qualify:

1. Trade-in vehicles must be built on 1984 or after, so cars older than 25 years will not qualify
2. Trade-in vehicle must get 18 miles per gallon or less
3. Trade-in vehicle must be registered and insured for a year before trade-in period

You can check the government's official fuel economy site to see how your car rates.

Which Chrylser Cars Qualifty?

Here are a list of the Chrysler, Jeep and Dodge cars that qualify for the government rebate.

Chrysler

• Sebring Sedan - combined (city/hwy) MPG = 24
• Sebring Convertible - combined (city/hwy) MPG = 23
• PT Cruiser - combined (city/hwy) MPG = 23
• Town & Country (city/hwy) MPG = 20

Jeep

• Compass - combined (city/hwy) MPG = 25
• Grand Cherokee - combined (city/hwy) MPG = 18
• Liberty - combined (city/hwy) MPG = 18
• Patriot - combined (city/hwy) MPG = 25

Dodge

• Caliber - combined (city/hwy) MPG = 27
• Avenger - combined (city/hwy) MPG = 25
• Journey - combined (city/hwy) MPG = 21
• Grand Caravan - combined (city/hwy) MPG = 20
• Nitro - combined (city/hwy) MPG = 18
• Dakota - combined (city/hwy) MPG = 18
• Ram 1500 - combined (city/hwy) MPG = 16
• Ram 2500

***If you're opting to take Chrysler's additional $4,500 rebate, be sure to secure financing before you go to make sure you're getting the best auto loan rates possible. Go Banking Rates provides you with free auto loan quotes so you can comparison-shop to get the best deal.***

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