CAR LOAN RATES » Auto Loan News

Heritage Credit Union is certainly known for the excellent interest rates members earn on CD and savings accounts, but this credit union also offers some of the best auto loan rates, too. Presently, you could be eligible to obtain a car loan with a rate as low as 3.99% APR.

Only members can obtain car financing through this credit union. Heritage CU offers interest rates as low as 3.99% APR with terms up to 72 months for new, used or refinanced auto loans. Same day loan approval is also available. Rates and terms are based on your credit history. The online loan application is a quick and convenient way to apply for an auto loan.

Having bad credit undoubtedly makes life difficult when trying to make major purchases that require a loan. So of course, if you have bad credit and want to purchase a car, you’re probably going to have a difficult time getting approved for standard car financing.

While some prospective car buyers have turned to bad credit auto loans to get the cars they want, others have considered rent-to-own cars as an option if they are having a difficult time securing an affordable auto loan. If you have heard about rent-to-own cars, take time to learn more about them and whether they are something you might consider for yourself.

Michigan car loans are seeing the benefit of decreased auto loan rates across the country. Many experts expect car financing deals to be plentiful at least for a little while longer in order to help the ailing auto industry recover. While borrowing to purchase a new car could be cheap for some, not all will be able to qualify for the best rate tiers. It’s good to raise your credit score and fix any items on your credit report prior to applying for a new car loan.

See the best Michigan car loan rates for a $30,000 loan on a 5 year repayment plan below.

If you’ve been looking for an affordable Virginia auto loan, you’re in luck. Car loan rates in the country have been steadily dropping, and Virginia car-shoppers are also feeling the benefit. Interest rates are expected to remain low for the near term, but if you have the means, you may be better off purchasing immediately.

Browse the best car loans in the state below.

For the first time since the financial crisis, people with a credit score below 680 are able to get their hands on new car loans again. Some are even obtaining loans for larger amounts than in previous years. While it’s great that individuals in need have access to reliable vehicles again, some concern has been expressed over the possibility of more loan defaults as a result of the increased leniency in borrowing standards.

Is it possible that loosening up too much result in more people taking on debt they can’t handle? Could giving people with lower credit scores access to a subprime loan cause more problems than it fixes?

At PUD Credit Union, a member is more than just an account number. That’s why the enjoy such great rates on deposit accounts and loans. For instance, today, PUD Credit Union offering an outstanding auto loan rate as low as 3.70% APR.

Only credit union members are eligible to obtain a car loan from PUD CU. The advertised loan rate is for new (2009 and newer) car models with a loan term length of up to 72 months. Loans of $35,000 or more may extend to 84 months. Rates are based on the creditworthiness of the borrower and subject to change at any time.

It’s a good time to think about purchasing a used car in Indiana. Interest rates for used vehicles is dipping along with new car loan rates due to troubled economy. That means it’s a good opportunity to purchase a gently used car if you’ve been saving up. Used cars generally represent a great value as you save on the initial depreciation of the vehicle and pay lower taxes on the car purchase.

Indiana Used Car Loan Rates for 4 Year Term: $20,000

It’s a great time to buy a used car in Georgia at the moment, especially because car loans are getting cheaper for everyone across the country. With new car loans approaching recent lows, there is downward pressure on the used car market to offer lower car financing rates for used vehicles. So while everyone else might think they need a new car, you can enjoy a great financing deal on a used automobile.

Georgia Used Car Loan Rates for 4 Year Term: $20,000

If obtaining a new car loan is on your mind and Toyota is among your list of options, you may want to wait since the manufacturer announced its recall of 1.5 million vehicles worldwide. This is one of many recalls announced by Toyota in the past year and is one of the largest the manufacturer has announced to date.

Around 20 Models Recalled

Stanford credit union supports the community by making borrowing money more affordable, which is why this credit union is offering such an excellent deal on car financing. Presently, members can obtain a car loan rate as low as 3.49% APY.

If you’re not yet a member of Stanford CU, you will need to become one to be eligible for an auto loan. The advertised auto loan rate applies to new and used vehicles with a maximum loan term length of 84 months. Rates are based on the borrower’s credit profile and you may be offered a higher rate depending on your creditworthiness.