CAR LOAN RATES » Auto Loan News

The Rio Grande Credit Union of Albuquerque, New Mexico is currently offering quite possibly the lowest auto loan rate in existence. Members with excellent credit are eligible to obtain a car loan rate as low as 2.49% APR.

This auto loan rates applies to used car models 2007 to 2009 with a loan term length of up to 60 months, or new car models made in 2010-2011 with a loan term length of up to 84 months. The advertised rate includes an available .75% discount (.50% for full payroll deposit and auto transfer to loan, .25% for having $5,000 or more in any of your RGCU accounts). Financing for 72-84 month term is only available on 2010 and 2011 vehicles over $25,000.00. Rates are subject to credit approval.

Arizona car loan rates are looking great with many low interest rate offers from several top auto lenders in the state. This week, the top rate comes from a credit union. Browse below to see the best auto loans in Arizona for the week.

See the best deals for the state below, with this week’s best rate belonging to a credit union.

Alaska car loan rates are looking great at the $30,000 loan amount. The best rate in the state this week comes from a credit union, but there are many lenders offering low rate car financing. Take advantage of lowered interest rates today – browse the best Alaska auto loan rates below.

See the best deals for the state below, with this week’s best rate belonging to a credit union.

Alabama car loan rates are attractive for the week with many banks and credit unions offering low interest rates for a loan amount of $30,000. If you are looking for a new auto loan in Alabama at any time in the near future, you might be able to get a better deal than at any other time of the year. Many dealers are also aggressively slashing car prices in order to move inventory in anticipation of 2011 models.

See the best deals for the state below, with this week’s best rate belonging to a credit union.

Did you know Global Credit Union members have saved over $1 million since the beginning of June? Maybe it’s because they’re saving so much money on loan interest rates, like the current auto loan rate available for as low as 3.99% APR.

Only members of Global Credit Union are eligible to obtain car financing. The APR applies to loans for models 2007 and newer with a term length of 36 to 72 months. The best rate is available to members with best credit history and your rate will be determined at time of approval based on your credit qualifications. Loan origination fees apply: $30 for a loan of $6,000 or less and a $50 for a loan of $6,001 or more.

Those looking for auto loans this month have plenty of incentives to look forward to, but before walking out the door to a dealership, find out about the latest manufacturer recalls. It seems that almost every major car manufacturer has had to recall a vehicle at some point this year. Let’s take a look at the latest recalls announced this week.

Nissan, GM and Chrysler Recalls

SPE Credit Union is the only credit union in Centre County with a community charter, and serves its community by providing the best interest rates possible to members. That includes auto loan rates, too–you could finance a vehicle for as low as 3.99% APR.

This car loan rate applies to loans for car models 2009 and newer or used cars between the years 2004-2008. The term length may be up to 60 months long. Please note that loan rates are based on the creditworthiness of the borrower, therefore, you may not be offered the lowest rate. This rate also includes a .25% discount off the APR–to qualify, the loan payment must automatically transfer from an SPE FCU share draft checking account.

Aren’t car incentives the best? When you see exciting commercials with close-ups of your favorite car zooming down curved mountain roads overlooking the ocean’s crashing waves, you know for sure it’s the vehicle for you. It only gets better when they flash the amazing zero-percent financing/$4,000 cash back offer that “you don’t want to miss.”

After the commercial ends, you find yourself wanting to lace up your shoes and race to the nearest dealer. Before you do, why not take a look at a few things you should know about car incentives first?

If you’re looking to buy a new car, it’s definitely a good idea to consider how much the car payments are going to be. Use our auto loan calculator below to find out how much your monthly payment would come out to if you were to buy your dream car. Then calculate what car you can actually afford.

You can play around with the amount you want to borrow, the term of the loan as well as the loan rate to help you find a number that makes sense to you. Simply input the total amount for the loan, the auto loan interest rate and the length of the loan term.

Credit unions offer more than just savings accounts. They’re often the place to find the lowest car loan rates, too. University Credit Union is currently leading the way in competitive loan rates with car financing for as low as 4.00% APR.

You first must become a member of the credit union before applying for a loan. This auto loan rate applies to new car purchases only with a loan term of up to 36 months. However, credit criteria applies and you may be offered a higher rate based on your credit history. Rate includes a .25% reduction for full direct deposit relationship or automatic loan payment deduction through payroll or University Credit Union account established at time of closing.