USED CAR LOANS

Finding great car financing options can sometimes be a complicated process, even if you have good credit. But at Cottonwood Community Federal Credit Union, your search ends with its low 3.99% APR.

If you’re searching for an auto loan rate that rewards you for having good credit, consider Cottonwood Community Federal Credit Union as your lender. Currently, the credit union is offering competitive financing for its new cars with terms of up to 84 months and used cars with terms of up to 72 months. Financing can be up to 100% of the purchase price. Please note that only members of the credit union are eligible to obtain an auto loan and are subject to credit approval. You may be offered a different rate based on your credit.

Houston Police Credit Union is offering a very exciting auto loan rate for its members. Currently, you can take advantage of car financing for as low as 2.50% APR.

Only individuals who are members of Houston Police Credit Union are eligible to take advantage of this car loan rate. According to the credit union, the fixed rate is available on new and used vehicles that are being financed for up to 36 months. Rates are subject to change at any time without notice. For this specific term, vehicles financed can be up to 7 years old.

There are numerous advantages to being a member of State Farm Credit Union, and one of them is the opportunity to obtain the lowest car loan rates in the country. Right now, this credit union is offering an interest rate as low as 2.50% APR.

In order to obtain an auto loan, you must be a member of the credit union. The rate applies to both new and used vehicle purchases, with the following terms and conditions:

Having bad credit undoubtedly makes life difficult when trying to make major purchases that require a loan. So of course, if you have bad credit and want to purchase a car, you’re probably going to have a difficult time getting approved for standard car financing.

While some prospective car buyers have turned to bad credit auto loans to get the cars they want, others have considered rent-to-own cars as an option if they are having a difficult time securing an affordable auto loan. If you have heard about rent-to-own cars, take time to learn more about them and whether they are something you might consider for yourself.

For the first time since the financial crisis, people with a credit score below 680 are able to get their hands on new car loans again. Some are even obtaining loans for larger amounts than in previous years. While it’s great that individuals in need have access to reliable vehicles again, some concern has been expressed over the possibility of more loan defaults as a result of the increased leniency in borrowing standards.

Is it possible that loosening up too much result in more people taking on debt they can’t handle? Could giving people with lower credit scores access to a subprime loan cause more problems than it fixes?

Stanford credit union supports the community by making borrowing money more affordable, which is why this credit union is offering such an excellent deal on car financing. Presently, members can obtain a car loan rate as low as 3.49% APY.

If you’re not yet a member of Stanford CU, you will need to become one to be eligible for an auto loan. The advertised auto loan rate applies to new and used vehicles with a maximum loan term length of 84 months. Rates are based on the borrower’s credit profile and you may be offered a higher rate depending on your creditworthiness.

Telhio Credit Union is one of the few financial institutions offering a truly outstanding auto loan rate that applies to longer term loans on both new and used vehicles. Right now, members can obtain a car loan for as low as 3.25% APY.

You have to be a member of Telhio CU in order to qualify for a loan. The lowest loan rate applies to vehicle financing on new or used models with a term of up to 60 months. This rate is also based on the creditworthiness of the borrower and you may be offered a different rate based on your credit profile. Rates are subject to change at any time.

Those looking for SUV auto loans may want to think twice after a USA Today report revealed the value of used SUVs are plummeting thanks to increasing gas prices. The report found SUV prices are dropping below the values listed in well-known buying guides, making it difficult for those who already own them to trade them in for a reasonable price.

Trade-In Values Drop for Gas Guzzlers

If you’re looking for a new or used auto loan that won’t cost you big in interest, try Advantage Credit Union. Members have the opportunity to earn an outstanding car loan interest rate for as low as 3.79% APR.

Only members of Advantage Credit Union are eligible to obtain a loan. The lowest advertised rates applies to new car loans with a term length of 36-60 months, or a used car loan of 48-60 months. Please keep in mind that the loan rate you are offered depends on your credit score and the services you use at the credit union. Rates are subject to change.

The Rio Grande Credit Union of Albuquerque, New Mexico is currently offering quite possibly the lowest auto loan rate in existence. Members with excellent credit are eligible to obtain a car loan rate as low as 2.49% APR.

This auto loan rates applies to used car models 2007 to 2009 with a loan term length of up to 60 months, or new car models made in 2010-2011 with a loan term length of up to 84 months. The advertised rate includes an available .75% discount (.50% for full payroll deposit and auto transfer to loan, .25% for having $5,000 or more in any of your RGCU accounts). Financing for 72-84 month term is only available on 2010 and 2011 vehicles over $25,000.00. Rates are subject to credit approval.