GOBankingRates

Compare Best Bank Interest Rates

There are many different types of financial products on the market today to choose from that make the banking industry rich with choices to better our own personal finances. You might be looking to save or invest money, finance a car or home, or access funds through a checking account — most banking services can be divided into deposit and loan products. In banking, its important to remember that bank interest rates play a significant role for the banker and consumer. With a deposit product, like a savings or checking, account holders can earn interest; the amount one receives is calculated according to a figure called an APY, or Annual Percentage Yield. For loans, a banker or lender charges a borrower interest to pay back; in this case, the rate is called an APR, or Annual Percentage Rate.

Best Bank Interest Rates

Updated: October 23, 2014
Interest Rate (APY)
Type of Account
Features
Our Rating

Savings
  • No minimum deposit to open
  • No transaction fees
  • Six withdrawal limit per statement cycle
For a better way to save, you need a savings account from an…
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open account

Savings
  • No minimum deposit to open
  • No transaction fees
  • Six withdrawal limit per statement cycle
For a better way to save, you need a savings account from an…
Read Review
open account

Savings
  • No monthly maintenance fee
  • No online transfer fees
  • “Preferred” rate of 1.05% APY with a balance of $25,000 or more
For a better way to save, you need a savings account from an…
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open account

Savings
  • No monthly maintenance fee
  • No online transfer fees
  • High Yield Savings
For a better way to save, you need a savings account from an…
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open account

Savings
  • No Hidden Fees
  • No Minimum Balances
  • Daily Compounding
For a better way to save, you need a savings account from an…
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open account

Savings
  • No Hidden Fees
  • No Minimum Balances
  • Earn Interest
We think saving money’s all about the good things in life…
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open account

Go Banking Rates Is Your Source for the Best Bank Interest Rates

Rates. They affect everything from how much money you save to how much you pay to borrow. Whether you’re opening a savings account or financing a new home purchase, current bank interest rates are at the forefront of your mind. So with hundreds of thousands of banks, credit unions, lenders and other financial institutions in the U.S., how do you find the best interest rates available?

GoBankingRates.com was founded in order to help people sift through current interest rates on a variety of banking products and locate only the most competitive offers. Our rates table features interest rates from over 5,000 local, national and online banks and credit unions, allowing you to sort by product and/or location and view the best bank interest rates available to you — for free.

In addition to collecting the best bank rates, credit union rates, loan rates and more, we also feature daily articles and news written by industry experts to help you stay informed about the most important information and latest trends in personal finance. We cover a wide range of topics, like credit, debt, retirement and investing, to help you make more informed decisions regarding your finances and maximize the potential of your money.