3.51% APY eSmart Checking at Liberty Bank in Illinois

Posted in Banking , Checking Accounts , Local Banks , Rates

Liberty Bank is offering a competitive 3.51% APY on its eSmart Checking account. Like many reward checking accounts, there are specific rates available based on meeting specific monthly requirements:


  • 3.51% APY paid on portion of balance below $25,000
  • 1.25% APY paid on portion of balance above $25,000
  • 0.50% APY if requirements are not met
  • ATM fees reimbursed nationwide up to $20 per month

Here are the requirements you need to fulfill each statement cycle:

  • A minimum of 15 debit card purchases (ATM usage doesn’t count)
  • 1 automatic payment or direct deposit transfer and 1 bill pay transfer
  • Receive electronic statements

Some other great features of the account include:

  • No Minimum Balance
  • Free MasterCard Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free Checking

The opening deposit required is only $1. You can’t beat that! To get started, you can apply online.

>> Checking Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


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