First State Bank is offering a 3.94% APY for its First Choice Checking Account. The following rates and features are available if you meet the account’s monthly requirements:
- 3.94 APY paid on the portion of the balance below $25,000
- 1.01 APY paid on the portion of the balance above $25,000
- 0.25% APY base rate if requirements are not met
- Reimburses up to $25 in ATM fees nationwide per monthâ€
All accounts automatically qualify for the first cycle. Afterward, you will need to meet the following monthly requirements:
- Minimum of 10 debit card purchases (ATM usage does not count toward the 10 purchases)
- 1 Automatic Payment or Direct Deposit transfer
- Receive your monthly account statement electronically
Some other features of the account include:
- Free Checking
- No Minimum Balance
- Free Master Money Debit (ATM) Card
- Free Online Banking
- Free Online Bill Pay
The account requires a $100 minimum deposit to get started. You will also need your name, address, date of birth and other information including your driver’s license (or other identifying documents) to get started. There is a limit of one account per household. The bank also requires one deposit every six months to maintain free status.
You canapply today and it a deal on their checking account rate.
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


