Union Center National Bank in New Jersey is offering locals only a reward checking account rate at 4.00% APY on their Super Heart Smart Checking Account. Rates with the respective balance requirements are:
- 4.00% APY - up to $30,000
- 0.50% APY - over $30,000
- 0.10% APY - default rate if requirements are not met
Requirements for the higher rates on the reward checking account:
- 1 direct deposit every cycle
- 20 debit purchases every cycle
- Must receive eStatements
The upside of the Super Heart Smart Checking:
- ATM fees are refunded up to $25 a cycle
- Identity theft protection - up to $2,500
- Checks are Free
This checking account has a $5 charge every month - but this can be waived if you up your debit purchases of 30 a month. In this case this checking account seems restrictive, but there is another option for consumers to get - the Heart Smart Checking instead, the rate is only 2.00% but you avoid the monthly charges.
Reward Checking Account Rate deals on Go Banking Rates.
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
