Liberty Bank is offering customers a reasonable 4.01% APY on its eSmartChecking Account. There are numerous perks of opening this account, including:
- Opening deposit only $1
- No maintenance fees
- Unlimited online bill pay
- Overdraft protection available
- Free access to 24-hour telephone banking
The above perks come with the account; however, in order to take advantage of 4.01% APY on balances up to $25,000, 1.25% APY on the portion of the balance over $25,000, and up to $20 in ATM refunds each month, you must meet the following qualifications each statement cycle:
- 15 debit card purchases
- 1 direct deposit or automatic withdrawal
- 1 bill pay
- Receive monthly e-Statements
If you don’t meet these qualifications, your rate will drop to 0.25% APY and you will not receive ATM refunds. However, you can always re-qualify the following statement cycle.
>> Interest Checking Account Deals
Other Terms and Conditions may apply to this offer – please contact the financial institution to review.
