4.01% Reward Checking Account – The First National Bank of Dieterich in Illinois

Posted in Banking , Checking Accounts , Local Banks , Rates

The First National Bank of Dieterich is offering a great 4.01% APY with its Prime Rewards Checking Account. The following rates and features are available to account holders if certain monthly requirements are met:



  • 4.01% APY on balances up to $25,000
  • 2.25% APY on portion of balance over $25,000
  • 0.20% APY base rate if requirements are not met
  • Nationwide ATM fee refunds

The monthly requirements for the account include:

  • 10 debit card purchases
  • Access Online Banking
  • Receive electronic statements

A few additional features of the account include:

  • $25 minimum initial deposit
  • No minimum balance requirement
  • No monthly maintenance fee
  • Free Bill Pay

You can apply online for this account; however, the account is only available to those living in Effingham, Shelby, Jasper, Fayette, Clay, Richland, Crawford, Clark, Cumberland and Coles in Illinois. Branches are located in Dieterich, Newton and Effingham.

>> Reward Checking Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


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