4.05% APY Checking Rate Available at Cross Keys Bank in Louisiana

Posted in Banking , Checking Accounts , Local Banks , Rates

Cross Keys Bank is offering a competitive 4.05% APY with its Gold Key Rewards Checking Account. In order to take advantage of the following competitive rates and features, you must meet monthly qualifications:


  • 4.05% APY on portion of balance below $25,000
  • 1.00% APY on portion of balance above $25,000
  • Nationwide ATM reimbursements up to $25

If you don’t meet the monthly requirements, your rate will drop to 0.10% APY and you will no receive the ATM refunds. However, if you miss a month, don’t worry. You can re-qualify the following month.

What are the monthly qualifications?

  • 12 check card purchases (ATM does not count)
  • 1 auto payment or 1 direct deposit transfer
  • Enroll and receive electronic statements (valid email address required)
  • Access Internet Banking (primary account holder must enroll)

Some other features of the account include:

  • Free checking
  • No minimum balance
  • Free Visa debit card (may be subject to credit approval)
  • Free online banking
  • Unlimited check writing

You can apply online for an account, but must select a branch that you want to work with based on where you live. Branches are located in St. Joseph, Waterproof, Tallulah, Rayville, Monroe, West Monroe, Sterlington and University in Louisiana.

>> Checking Account Bank Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


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