5.01% APY Reward Checking from Raritan Bay FCU

Posted in Banking , Checking Accounts , Credit Union , High Yield Checking , Rates

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Raritan Bay Federal Credit Union in New Jersey is offering a highly-competitive 5.01% APY on its Reward Checking Account. Here are a few perks of the account:

  • No minimum balance
  • No monthly service fees
  • Earn interest on any balance amount

In order to receive the highest rate tier for this account, you must meet the following qualifications:

  • Make 8 signature-based debit card purchases each month
  • Set up one Direct Deposit or ACH auto debit
  • Enroll in electronic statements
  • Sign up for Home Banking and enroll in Online Bill Pay

If your balance amount rises above $25,000, your APY will drop to 1.01%. If you don’t meet the above qualifications, your account will receive the base rate of 0.10% APY. Also, you won’t qualify for automatic refunding of nationwide ATM fees.

Dividends are paid monthly and post on the last day of the statement cycle. Accounts available to credit union members (must live, work, worship or attend school in Middlesex County, New Jersey to join).

>>Special Checking Account Rates


Other Terms and Conditions may apply to this offer – please contact the financial institution to review.

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