The fantastic 6.01% APY that we reported about in June from United Federal Credit Union is finally set to drop Jan. 1, 2010 so now is the time to take advantage of this great rate before it goes away. The good news, however, is that the rate will still remain competitive, dropping to 3.65%.
While they last, here are the tiers and features for this great account:
- 6.01% APY (will change to 3.65% in January) for balances up to $25,000
- 0.25% APY for balances over $25,000
- 0.10% APY standard Rate if qualifications are not met
- Refunds on ATM fees up to $25 nationwide (non for international)
In order to qualify for the high tier, you must meet the following monthly requirements:
- Enroll in eStatements and get statements electronically only
- Have 1 direct deposit or electronic payment per month
- Have at least 10 debt card purchases (non PIN)
This account is NCUA insured – good news for your money!
To qualify for membership to the credit union, you must live in the townships of Benton, Bangor, Coloma, Covert, Hartford, Lawrence or Watervilet in Michigan, or live, work worship, go to school or volunteer in Marion, Oh., Crawford County, Ark., or the Oklahoma counties of LeFlore or Sequoyah. Also, you can work for or be retired from these companies.
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
