The fact remains that interest rates are at historic lows and many savings account offers are lackluster. With Commerce Bank, consumers may opt to skip opening a savings account entirely as the Commerce Bank Premium checking account is offering the identical rate of return of .10% APY plus additional benefits for depositors.
Nothing could be better than streamlining your finances and with the best checking account where you will have check writing privileges, interest and additional discounts on loans from Commerce Bank. Some key elements to ensure you get the most value out of this particular Commerce Bank’s checking account include:
- An opening minimum balance of $100 is required
- Minimum balance requirements include having either $25,000 in combined deposits and loans, having a Commerce Mortgage or having $100,000 in a Commerce brokerage account
- Fee free if minimum balance is met
- If minimum balance is not met a $20 monthly service fee will apply
- Commerce Bank will refund up to $30 worth of ATM fees monthly (as long as terms are met)
- Commerce Options Premium checking account holders are entitled to discounts on personal loans, refinancing (from another lender) and a Home Equity Line of Credit
- FDIC insured
Commerce Bank is a subsidiary of Commerce Bancshares, Inc. and has been in operation for over 140 years. The financial institution has has over 350 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado.
Current Commerce Bank CD Rates
- 6 Month CD Rate – Commerce Bank
- 12 Month CD Rate – Commerce Bank
- 2 Year / 24 Month CD Rate – Commerce Bank
Other Commerce Bank Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
