With savings account interest rates at historical lows, depositors can actually earn more bang for their buck when depositing money into the best checking accounts. One option with a 2.51% APY checking account rate comes from the Community Bank of Pleasant Hill based in Missouri.
Some of the general terms include:
- Rewards checking interest can be earned on balances up to $25,000
- Balance portions over $25,000 will earn a .50% APY
- No minimum balance to earn interest
- Minimum opening balance of $100 required
- No service charges
- Complimentary online banking with bill pay
- Visa ATM card included
- FDIC insured
To take advantage of this checking account interest rate certain obligations by the depositor must be met included:
- Making at least 10 debit card point of sale transactions per cycle
- Depositors must hook up at least one ACH direct deposit or ACH auto debit to take place on a monthly basis
- Must opt into electronic banking
Applications for the bank checking account rates can be completed online. There is only one bank branch of the Community Bank of Pleasant Hill and that is located in Pleasant Hill, Mo.. The financial institution is fairly news, with it’s history only dating back to Dec. 4, 2006.
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
