![]()
A real 1.01% APY checking account interest rate is being offered by VirtualBank. To apply for the bank’s maximum checking account interest rate specific terms must be met including:
- Minimum opening balance of $500 required
- 1.01% reflects the highest tier of interest and will be paid on balances exceeding $50,000
- Complimentary online bill pay for 90 days after which, a long as daily balance of $10,000 is met, fees will be waived
- Earn $20 through Virtual Bank’s refer a friend program (up to 50 referrals maximum)
- Free online check imaging
- FDIC insured
Headquartered in Palm Beach Gardens, Fla., VirtualBank focuses their energy on being a seniors lending group as well as in online banking. The financial institution has spent their time and money building a complete online banking network, not branch locations. Applications for the Virtual Bank checking account can be opened online.
Current VirtualBank CD Rates
- 6 Month CD Rate – VirtualBank
- 12 Month CD Rate – VirtualBank (for deposits up to $10,000)
- 2 Year / 24 Month CD Rate – VirtualBank
Other VirtualBank Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


