Earn More With an Adams Bank & Trust 4.00% APY Checking Account Rate

Posted in Banking , Checking Accounts , Local Banks , Rates

Family owned regional bank Adams Bank & Trust is offering a high rate of return on their Super Smart e-checking accounts. Depositors can earn a hefty 4.00% APY on deposits, making the offering one of the best checking account deals currently available. To qualify for the interest generating checking account, depositors must know some conditions of the deposits including:



  • Checking account rates apply to balances up to $35,000
  • The checking account rate will be 2.00% APY on balance amounts over $35,000
  • If monthly requirements are not met the checking account rate will drop to .20%
  • Depositors must make 25 month debit card purchases (PIN or signature based)
  • Customers must sign up for monthly 1 Direct Deposit or 1 Direct Payment (ACH)
  • To earn the best checking account rate, customers must opt into receiving e-statements
  • ATM refunds totaling $10, monthly will be applied as long as monthly requirements are met
  • If monthly requirements are not met, a $7 monthly service fee will apply
  • This rate will be available until May 31, 2010
  • A minimum opening balance of $100 is required
  • FDIC insured

Founded in 1916 Adams Bank & Trust has now grown into a financial institution boasting $500 million in assets. The bank has a total of 15 locations with 10 in Nebraska and five in Colorado.

>> High Yield Generating Checking Accounts

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


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