First Missouri Credit Union Offers 5.25% APY Reward Checking Account

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PLEASE NOTE: This interest rate has changed since the date of publication. Please contact First Missouri Credit Union directly for updated interest rates on their checking accounts, as well as the additional deposit and loan products they currently offer members.

If you’re looking for a competitive checking account and live in Eastern Missouri then you may be able to take advantage of an astounding 5.25% APY on the Rewards Checking Account from First Missouri Credit Union. Here are the rate tiers for the account:

  • 5.25% APY on balances up to $20,000
  • 1.01% APY on balances over $20,000
  • 0.25% APY base rate if qualifications aren’t met

In order to meet the account’s qualifications, you must do the following:

  • Make 12 Visa check card purchases
  • Set up one direct deposit or ACH payment
  • Log into the credit union’s Virtual Branch
  • Receive electronic statements

If qualifications are met, you will also receive nationwide ATM refunds up to $25 per cycle. Whether you meet the qualifications or not, you will still benefit from no minimum balance requirement, no monthly service charge, and free online banking.

The Rewards Checking Account is open to members of the credit union. To become a member, you must live or work in St. Louis or Jefferson County, or meet other membership eligibility requirements. Credit union membership costs $25.

>>Checking Account Special Rates


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