Free Checking

M&F Bank is offering their Summit Checking which offers a checking account rate of 3.50% APY. Earnings rates for the following balances are:

• Earn a premium interest rate of 3.50% APY for balances up to $25,000
• Earn interest rate of 1.25% APY for balances above $25,000
• Earn base interest rate of 0.10% APY if requirements are not met

Requirements you must meet each month in order to get the higher rates are:

• Must have 12 debit card transactions including ATM transfers
• Must log into the online banking at least once very month
• Must have 1 direct deposit or ACH auto debit
• Must enroll and receive eStatments

The plus side of this checking account are:

• The minimum opening balance is low - $100
• No service fees or service charges
• ATM refunds nationwide up to $25 a month or per statement cycle

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

For more great checking account rates check out what other bank deals there are on Go Banking Rates.

Brenham National Bank located in Texas is offering a reward checking account rate of 4.01% APY. If you're a local you should take advantage of this account as it is only offered to locals in the following cities: Brenham, Chappell Hill, and College Station - because a branch visit has to be made in order to open the reward checking account. The rates on this account are specific to the balance amount you have in the account:

• Balances up to $25,000 - 4.01% APY
• Balances over $25,000 - 1.10% APY
• Balances if requirements are not met - 0.10% APY base rate

To qualify for the higher rates the following monthly requirements are:

• Must enroll in and receive eStatements
• Online banking
• Must make at least 10 purchases using debt card
• Must have 1 direct deposit or 1 ACH auto debit

The benefits of this checking account are:

• Low initial deposit - only $100
• No need to stress over minimum balance required
• No monthly charges
• Bill Pay is FREE
• FREE ATM refunds

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

For more great Bank Rates browse around Go Banking Rates to see what other Bank Deals there are.

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