
Now for a minimum balance of $150 you can open a FREE rewards checking account for 5.05% APY at an FDIC insured bank – The Community Sate Bank.
Perks on this “Smart Rewards Checking” are:
- There are no monthly charges
- Free nation wide ATM refunds (if you meet certain requirements)
- No minimum balance requirements (aside from the initial balance to open the checking account)
- The checking account remains FREE even if you don’t meet the requirements for the 5.05% APY
To be able to meet the 5.05% APY requirements:
- You must make at least 10 Visca check card purchases
- You must access your account online and be enrolled and receive eStatements
- You must have one automatic payment account or set up one direct deposit
Rates for the FREE rewards checking account is as follows:
- For any balance up to $25K, you earn a 5.05% APY if you meet all requirements
- For any balance over $25K, you earn 1.01% APY if you meet all requirements
- If you don’t meet the requirements, then a basic free checking account rate of 0.50% APY will be applied
Current The Community State Bank CD Rates
Other The Community State Bank Rates
For more rates updates, please visit Go Banking Rates often as rates can change from time to time. For more great Rates please browse around Go Banking Rates.


