The MAX Checking Account from First National Bank of Pontotoc is at 5.01% APY. Balance requirements for the rates for this account are as follows – the highest rewards checking account rates is 5.01% APY for balances up to $30,000, 1.01% APY for balances over $30,000, and 0.15% APY is the base rate if you don’t meet the month requirements.
The monthly requirements to meet the higher rewards checking account rates are:
- You must receive eStatements
- You must make 10 debit card purchases
- You must have 1 direct deposit or 1 ACH auto debit
There is a low $50 minimum initial deposit for this account. There is also no minimum balance required or monthly service charge, which is good because you don’t have to worry about how much you need in the account – so long as you meet the 3 monthly requirements you get to earn higher interest rates.
Look for more great checking account rates on Go Banking Rate.
Other Terms and Conditions may apply to this offer – please contact the financial institution to review.
