The Maximum Yield (MY) Checking Account from Indiana Bank and Trust Company offers a very impressive 4.01% APY. Unlike some accounts that have more than one rate tier based on the dollar amount deposited, this account only has two:
- 4.01% APY on balances up to $25,000
- 0.10% APY on balances over $25,000 – or if monthly requirements are not met
- Free ATM refunds nationwide if monthly requirements are met
The monthly requirements for this account include:
- 10 debit card purchases
- 1 direct deposit, ACH payment or online bill payment
- Log onto the bank’s online banking system
- Receive e-Statements
Some other features of the account include no minimum balance requirements, no monthly service charges and free bill pay. The minimum opening balance for this account is $500.
This account is only available to Indiana residents. To get started, you can apply online or visit a branch location.
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Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
