Thanks to the show “Jersey Shore”, New Jersey is truly growing in notoriety. If you are already know how great your home state is, The Berkshire Bank has a checking account specifically made for locals to save money. This account is non-interest bearing, however it is designed to meet the financial needs of New Jersey individuals, families or households.
The checking account does not provide earning potential, but acts as a low-commitment, affordable banking option for New Jersey locals. Because of the extremely low fees and charges of this particular transaction account, based on your particular needs this may be the best checking account available. The terms of this checking account offer from The Berkshire Bank are simple:
- Account offer valid for New Jersey residents only
- New Jersey Consumer Checking Accounts must be opened at a New Jersey branch location
- Account must have a direct deposit linked to it
- Once this account is opened, no other Berkshire Bank checking account can be opened
- Minimum opening deposit of $50
- Minimum monthly balance of $1
- Monthly fee of $3 applies
- 8 complimentary checking account withdrawals monthly, with a risk of a fee being levied on those exceeding that amount
- FDIC insured
The Berkshire Bank has locations throughout the tri-state area. New York is home to 8 branches and New Jersey has 2, with one in Ridgefield and another in Teaneck.
>> Specialty Checking Accounts
Current Berkshire Bank CD Rates
- 6 Month CD Rate – The Berkshire Bank
- 12 Month CD Rate – The Berkshire Bank
- 2 Year / 24 Month CD Rate – The Berkshire Bank
Other Berkshire Bank Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


