If you live in Florida, you may be able to take advantage of a 3.04% APY reward checking account from Old Florida National Bank. The Optimum Checking account offers the following rates and features if you meet certain monthly requirements:
- 3.04% APY on balances up to $25,000
- 0.50% APY on portion of balance over $25,000
- 0.50% APY on base rate if requirements are not met
- ATM fee refunds nationwide up to 6 per month
The monthly requirements include:
- 10 MasterCard debit card purchases
- 1 ACH direct deposit
- Access online banking with a minimum of 1 bill pay
- Enroll and receive e-Statements
Some additional features of the account include:
- You get a maximum of 10 paper checks paid per cycle
- There is no minimum balance requirement
- There are no monthly maintenance fees
- Take advantage of free bill pay
A branch visit is required to open an account. Branches are located in Central Florida. Cities include Orlando, Longwood, Altamonte Springs, Winter Park, Apopka and Inverness.
It appears that a branch visit is required to open an account. Branches are located in the Central Florida cities of Orlando, Longwood, Altamonte Springs, Winter Park, Apopka and Inverness.
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


