CHECKING ACCOUNTS » High Yield Checking

Currently for a limited time Comerica Bank is having a promotional offer on their checking account called the "Sensible Stimulus Package." This promotional offer entails a bonus of up to $230 dollars. This is a pretty great deal since not too many banks these days are offering bonuses over $100 dollars. Of course there are always the qualification requirements to be able to qualify for the $230, but if you're diligent - you can get FREE money.

Here is what you must do to qualify:

• You must open a personal checking account with Comerica Bank and open a new direct deposit with deposits of $150 or above per statement cycle - earning you up to $50 dollars. (Account has to be open for at least 6 months)
• You must open a new check card and make at least 8 purchases per statement cycle - earning you to up to $60 dollars. (Has to be open for up to 12 months)
• You must sign up online and enroll in web bill pay and pay at least 8 bills per statement cycle - earning you up to $60 dollars. (Checking account must be open for 12 months)
• In addition you can also open either a Savings Account or a Money Market Account with a minimum opening balance of $5K - this will either earn you up to $30 if your initial balance is up to $5 OR earn you up to $60 if your balance is over $10,000. (Has to be open for 12 months for either accounts)

This may seem a lot to do to earn up to $230 dollars, however, there is always that option of just opening the account and earning $50 dollars. To participate you can sign up online at comerica.com/Sensible. You only have until September 4, 2009 to register for the Sensible Stimulus offers and the accounts has to be established by August 31, 2009.

What's the greatest banking bonus you've ever gotten?

For locals living in Kentucky, mainly in the Madisonville and Earlington area - First United Bank and Trust is offering a rewards checking account with rates of 4.50% APY called First Rate Checking. The features on the account are similar to other rewards checking accounts.

Some of the rates and features for the account are:

• For any balances up to $25k you can earn 4.50% APY on
• For any balances over $25k you can earn 0.76% APY on
• If you don't meet monthly requirements the base rate of .15% APY applies
• To open the account there is a minimum initial deposit of $50
• This account does not require a minimum balance
• There are no monthly service charges
• There is no limitation on nationwide ATM refunds

This bank is FDIC insured (#34150). If you're thinking about applying for this account you can visit their branch or fill out their online application.

Check out more RATES on Go Banking Rates.

Now for a minimum balance of $150 you can open a FREE rewards checking account for 5.05% APY at an FDIC insured bank - The Community Sate Bank .

Perks on this "Smart Rewards Checking" are:

• There are no monthly charges
• Free nation wide ATM refunds (if you meet certain requirements)
• No minimum...

It may seem too good to be true, but United Federal Credit Union in Arkansas offers 6.01% APY guaranteed until 2010 . This rate is insanely high, so one might wonder how they can survive. In fact, most mortgages have a rate lower than that; so this bank lends money at a lower rate than it...

First Security & Trust is located in Iowa and is offering a great 4.01% APY on their rewards checking account . The bank allows national accounts and they offer nation wide ATM refunds. To open the account there is a $100 initial deposit . This account is great because there is no service charge...

Looking for a decent rewards checking account rate? If you're living or working in New Hampshire or Massachusetts and are within a 25 mile radius of a Members First Credit Union (MFCU) - this Credit Union is NCUA insured - you are eligible to become a member and get an awesome 4.01% APY rewards...

The Bank of Georgia is offering a FREE premium rewards checking account rate of 5.25% APY . This 5.25% APY rewards checking account rate applies to balances that are up to $25,000, for the balance portion above $25,000 a 1.01% APY will be paid - these rates are only valid if requirements are met...

Mutual First Federal Credit Union located in Nebraska is currently offering a rewards checking account at 4.01% APY for residents in the Omaha area. For balances up to $25,000 the 4.01% APY applies - that is if all monthly requirements are met. If the balance is over $25,000 the 1.01% APY then...

Bank of Internet is offering an interest bearing checking account with rates of 1.30% APY . If you like the convenience of knowing that you'll have access to your money any time you need it and at the same time while it sits in the bank it is earning some interest - an interest bearing checking...

Are you living in Illinois and looking for a good checking account that gives rewards and high rates ? Peotone Bank and Trust Co. has an "iDeal Checking" being offered at 4.61% APY . Although, there is a $50 deposit requirement the good thing about it is that there is no minimum balance required ...