CHECKING ACCOUNTS » High Yield Checking

A great 4.01% APY on theEPIC Checking Account is available from Three Rivers Federal Credit Union. The account offers great rate tiers if you follow some simple monthly requirements. Here are the rate tiers:

• 4.01% APY on balances up to $25,000.99
• 1.25% APY on the portion of the balances over $25,001
• 0.25% APY base rate if qualifications are not met

Here are the account's month requirements:

• Actively enroll in eStatements
• Make at least 10 purchases with the Three Rivers Visa check card
• Have one direct deposit, auto debit or on-line bill payer payment
• Access the online account at least once

If requirements are met, the account will also receive up to $12 per month or $3 per item in ATM feerefunds. The account requires $25 to open.

To gain membership to Three Rivers Federal Credit Union, you must live, work, volunteer or attend school in Adams, Allen, DeKalb, Huntington, Noble, Wells or Whitley counties in Indiana. Also, you could live within the CU's Community Development Credit Union (CDCU) area of Van Wert County in Ohio or work in St. Marys, Ohio. For more information, visit theMembership Eligibilitypage.

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*Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Cedar Rapids Bank & Trust in Iowa is offering a great 5.00% APY on the M@XX Checking Account. This account is currently offering one of the highest rates in the country and comes with some great features. Here are some to consider if monthly requirements are met:

• 5.00% APY on balances up to $25,000
• 0.10% APY on balances over $25,000
• ATM refunds nationwide up to $20

The account also offers great features even if you don't meet the monthly requirements:

• No minimum balance requirement
• No monthly service charges
• First box of checks free

You've been hearing about the monthly requirements, so let's see what they are:

• Make 15 check card purchases (non pin-based)
• Make 1 direct deposit or ACH debit
• Receive e-Statements
• Enroll in online banking

The good news is that if you don't meet the requirements one month, you can re-qualify the following month, so you can't lose! In order to open an account, you must visit a branch location. So stop by a Cedar Rapids Bank & Trust location today to get started.

>> Checking Rates and Promotions

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Cattleman's National Bank is offering an impressive 4.01% APY high-yield rate with its Rewards Checking Account . The following rates are available if monthly requirements are met:

• 4.01% APY on balances up to $35,000
• 1.25% APY on balances over $35,000
• 0.15% base rate if qualifications are...

The Free Extreme Checking Account from First Security Trust Bank is offering a highly competitive 4.50% APY . The rate is guaranteed until Sept. 2010. Here are the rates and features of the account if certain requirements are met:

• 4.50% APY on balances up to $25,000
• 1.01% APY on balances...

If you're looking for a great rewards checking rate, Keystone Bank in Alabama is offering 4.04% APY on its Rewards Checking Account . The following rates and features are available if you meet the account's requirements:

• 4.04% APY on balances up to $25,000
• 1.15% APY on balances over...

In May, the FDIC established new rate cap rules that would prevent banks that were considered less than well capitalized from seeking deposits in exchange for interest rates that significantly exceeded the FDIC's rates. Now, according to a recent post from Bank Deals, some customers are seeing...

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• 4.01% APY - balances up to $25,000
• 1.01% APY - balances over $25,000
• 0.25% base rate if requirements are not met
• Reimburses all ATM fees...

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Bank of the West is offering a $100 promotion for its checking accounts . The promotion ends Dec. 11, 2009.

How the promotion works:

1. Choose to open either the Free Checking Account or Choice Interest Checking with deposit of $100 from another financial institution.
2. Enroll in direct deposit...