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CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, Local Banks, Rates

Georgia residents can take advantage of a 4.15% APY Reward Checking Account from Greater Rome Bank. In order to receive the following rates, you must meet certain monthly requirements:

  • 4.15% APY on balances up to $20,000
  • 1.15% APY on balances over $25,000
  • 0.15% APY base rate if qualifications are not met

The following are the account's monthly requirements:

  • 10 debit card purchases
  • 1 direct deposit or ACH debit
  • Receive e-Statements

Some other features of the account include:

  • $100 minimum initial deposit
  • No minimum balance requirement
  • No monthly service charge

In order to open an account, you need to visit a location. Branches are located in Rome, Georgia.

>> Checking Account Rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Checking Accounts, Credit Union, Rates, Saving Money

At American Eagle Credit Union, new customers only can earn up to $100 with the Bonus Bucks Checking Account. In order to earn the bonus bucks, you must add one of the following within 30 days of opening the account:

  • Visa Check Card (earns $25)
  • Direct Deposit plus one transaction (earns $25)
  • Online Bill Pay with three bills paid (earns $25)
  • Add all three services and earn $100

The offer is good through Nov. 30, 2009.

Credit union membership is open to St. Louis, Mo. metropolitan residents and workers, as well as Dallas, Tx. metropolitan residents and workers, and those living and working in Paris and Lamar County in Texas. Visit the Who Can Join page to learn more about membership eligibility.

>> Checking Account Bonuses

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Checking Accounts, Credit Union, Rates

The All Access Advantage Checking Account at La Capitol Federal Credit Union offers a highly-competitive 5.25% APY . Here are the rate tiers:

  • 5.25% APY on all balances up to $5,000
  • 0.15% APY on balances exceeding $5,000 (or if you don't meet the account qualifications)

In order to receive the...



Read Full Article: 5.25% APY with All Access Advantage Checking Account at La Capitol FCU in Louisiana

Geo D. Warthen Bank in Georgia is offering a very competitive 5.01% APY for the Reward Checking Account . The following rates apply if you meet monthly requirements:

  • 5.01% APY on balances up to $25,000
  • 1.01% APY on the portion of the balance over $25,000
  • 0.50% APY on all balances that don't meet...


Read Full Article: 5.01% APY Rate at Geo D. Warthen Bank for the Reward Checking Account

Posted in Banking, Checking Accounts, Credit Union, Rates

Saginaw Medical Federal Credit Union is offering a competitive 5.00% APY on its high-yield rewards checking account . The following rates can be taken advantage of if specific monthly requirements are met:

  • 5.00% APY - balances up to $25,000
  • 0.50% - balances above $25,000
  • 0.50% - if requirements...


Read Full Article: Rewards Checking Account 5.00% APY at Saginaw Medical FCU in Michigan

Posted in Banking, Checking Accounts, Local Banks, Rates

Texas Gulf Bank is offering a 3.30% APY for its Advantage Checking Account . While this is rate is not as competitive as some seen around the country, it is still a reasonable rate. Here are the qualifying rates for this account:

  • 3.30% APY on balances up to $25,000
  • 1.01% APY on the portion of...


Read Full Article: Reward Checking 3.30% APY at Texas Gulf Bank

Posted in Banking, Checking Accounts, Local Banks, Rates

New York residents can take advantage of an impressive $150 checking bonus at Flushing Savings Bank . The promotion is available until Nov. 30, 2009 . Here the steps required to take advantage of the bonus:

  1. Sign up for new checking account
  2. Enroll in direct deposit
  3. Earn $100
  4. Take advantage of...


Read Full Article: Flushing Savings Bank $150 Checking Account Bonus

Posted in Banking, Checking Accounts, Credit Union, Rates

We might just be what you need.

Members of Numerica Credit Union can enjoy a competitive 4.01% APY on its Sequel Checking Account . Here are some basics of the account:

  • 4.01% APY on balances up to $25,000
  • 0.15% APY on balances over $25,000
  • 0.10% APY if requirements are not met
  • Refund on all ATM fees up to $25 per month
  • No...


Read Full Article: Earn 4.01% APY on Sequel Checking Account Numerica Credit Union

Alliance Credit Union is offering an impressive 6.00% APY on the first $500 with the Premier Checking Account . This rate is guaranteed through July 2010. Here are the account details:

  • 6.00% APY on the first $500 dollars
  • 1.00% APY on balances over this amount
  • Must have active direct deposit
  • $500...


Read Full Article: 6.00% APY Checking Account Offered at Alliance Credit Union in Missouri

Posted in Banking, Checking Accounts, Local Banks, Rates

Commerce National Bank is offering a competitive 4.00% APY with its Award Checking Account . The rewards of the account are as follows:

  • 4.oo% APY on balances up to $25,000
  • 1.26% APY on balances over $25,000
  • 0.10% APY on all balances if requirements not met
  • $15 in non-CNB ATM charges refunded...


Read Full Article: 4.00% APY Reward Checking Account Commerce National Bank in Texas

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

Current Checking Accounts News

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