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CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, Local Banks, Personal Checking, Rates

NewAlliance Bank, which serves Connecticut and Massachusetts, is offering up to $250 in checking account bonuses. Here's how it works:

  1. Open NewAlliance Free Checking Account (minimum $50 opening deposit).
  2. Next, open NewAlliance Free Savings Account (minimum $50 opening deposit).
  3. Enroll in Direct Deposit with checking account (each deposit must be worth $250 or more).

With each Direct Deposit you receive between opening the account and December 15, 2009, you will receive a $25 bonus. Allow those bonuses to add up for a max of $250. You must open the accounts by November 15, 2009 to qualify for this special. The bonuses will be credited to your account on January 31, 2010.

This checking account deal is available to new and existing customers and is limit to one account per household.

>> Competitive Checking Account Specials

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


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Liberty Bank is offering customers a reasonable 4.01% APY on its eSmartChecking Account. There are numerous perks of opening this account, including:

  • Opening deposit only $1
  • No maintenance fees
  • Unlimited online bill pay
  • Overdraft protection available
  • Free access to 24-hour telephone banking

The above perks come with the account; however, in order to take advantage of 4.01% APY on balances up to $25,000, 1.25% APY on the portion of the balance over $25,000, and up to $20 in ATM refunds each month, you must meet the following qualifications each statement cycle:

  • 15 debit card purchases
  • 1 direct deposit or automatic withdrawal
  • 1 bill pay
  • Receive monthly e-Statements

If you don't meet these qualifications, your rate will drop to 0.25% APY and you will not receive ATM refunds. However, you can always re-qualify the following statement cycle.

>> Interest Checking Account Deals

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Checking Accounts, Local Banks, Rates

Landmark Bank offers an impressive 5.01% APY for its reward checking account . The promotion is offered on the bank's micro-site . The rate tiers for the account are as follows:

  • 5.01% APY for balances up to $25,000
  • 1.01% APY for balances over $25,000
  • 0.25% APY on all balances if requirements not...


Read Full Article: 5.01% Reward Checking Account Landmark Bank in Louisiana

Posted in Banking, Checking Accounts, Local Banks, Rates

Citizens Bank is offering earnings of up to $220for openingone of its checking accounts.Ohio, Indiana, Illinois, Kentucky,New Hampshire, Vermontand Michigan residentsare eligible to takeadvantage of this deal. Take a look at the promotional page for more details.

To get started, you will choose...



Read Full Article: Earn Up to $220 in Checking Bonuses with Citizens Bank

Posted in Banking, Checking Accounts, Local Banks, Rates

Residents of the St. Louis Metropolitan Area in Missouri can take advantage of 4.30% APY on balances up to $25,000 with the Majestic Checking Account from Royal Banks of Missouri . If your balances rises above $25,000, your rate will drop to 1.40% APY.

In order to qualify for these competitive...



Read Full Article: Royal Banks of Missouri Offers 4.30% APY on Majestic Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

It's not very common that you'll find a rewards checking account offered nationwide; however, Reliabank Dakota is doing just that. Currently, it is offering 4.07% APY on its Ultimate Checking Account with some other perks, which include:

  • Free photo/ATM check card
  • Free real-time online banking
  • ...


Read Full Article: Reliabank Dakota Offers 4.07% APY on Ultimate Checking Account Nationwide

texas-heritage-checking-account-rates

Texas Heritage National Bank is offering a highly-competitive 5.00% APY on balances up to $25,000 on its Texas Star Checking Account. However, in order to take advantage of this rate, you must meet certain monthly criteria:

  • 15 debit card purchases
  • Enroll in online banking and telebank
  • Set up...


Read Full Article: Texas Star Checking Offers 5.00% APY at Texas Heritage National Bank

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Raritan Bay Federal Credit Union in New Jersey is offering a highly-competitive 5.01% APY on its Reward Checking Account . Here are a few perks of the account:

  • No minimum balance
  • No monthly service fees
  • Earn interest on any balance amount

In order to receive the highest rate tier for this...



Read Full Article: 5.01% APY Reward Checking from Raritan Bay FCU

Posted in Banking, Checking Accounts, Local Banks, Rates

Northwest Savings Bank is offering an impressive $100 bonus for signing up for a Switch Checking Account . Some other perks of the account include:

  • Free first order of checks
  • GO! Rewards Check Card
  • Online banking and bill pay
  • Identity theft protection
  • eStatementsPLUS
  • Mobile banking

To qualify...



Read Full Article: $100 Bonus with Switch Checking Account from Northwest Savings Bank

Posted in Banking, Checking Accounts

Locating a bad credit checking account is a bit of a challenge, but it can be done.

The first step would be going back to the original bank that held your checking account and try to make amends. That requires facing your problem head on, discussing the situation like an adult with the bank...



Read Full Article: Bad Credit? How to Find a Checking Account

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

Current Checking Accounts News

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