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CHECKING ACCOUNTS » High Yield Checking

First Nebraska Bank is offering a highly competitive 5.00% APY on its Real Checking Account. If the account's requirements are met, you can receive the follow rate tiers:

  • 5.00% APY on balances up to $25,000
  • 0.50% APY on balances over $25,000
  • 0.25% APY if requirements are not met
  • ATM refunds nationwide up to $25 per cycle

The account's monthly requirements include:

  • 10 Visa debit card purchases
  • 1 direct deposit or ACH payment
  • Receive electronic statements

Some other features of the account include a $25 minimum opening deposit, no minimum balance requirements, and no monthly service charge. Also, you can open multiple accounts as long as you make sure to qualify for the top tier in all of them.

While you can apply online for an account with the bank, you must stop into a branch location to complete the application process. Branches are located in the cities of Arcadia, Brainard, Columbus, Decatur, Emerson, Stanton, and Valley in Nebraska.

>>Reward Checking Accounts

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Checking Accounts, Personal Checking

Reward checking accounts typically pays a rate of return or offers some type of perk to those who have money on deposit in that system. Usually for a reward checking account to be in good standing, a depositor must meet monthly minimum requirements including (but not limited to):

  • Direct Deposit
  • Online Bill Payment
  • Regular debt card activity
  • Opt in to receive electronic statements (no paper)

If minimum requirements are something that can be easily followable for you, you may want to apply for a reward checking account - after all it's nice to get something back in return. Some basic tips for locating a reward checking accounts are:

  • Investigate your options and the fees associated with them as they may be higher then traditional checking account fees
  • Check out the interest rate that the checking account can earn and make sure to double check the history to help mitigate the chance of a rate fluctuation
  • Check the banks' websites to see if they are FDIC insured
  • Call or visit a banking representative and ask them to take the time to clearly discuss all the features (both positive and negative) associated with the reward checking account you are interested in
  • Check the bank rating of the financial institution you are considering depositing money with

If everything matches up to your needs, then chances are you've found a great reward checking account.


Posted in Banking, Checking Accounts, Local Banks, Rates

Tennessee residents can benefit from a 4.25% APY with the Reward Checking Account from First State Bank . The account offers varying rate tiers, including:

  • 4.25% APY - $0 - $25,000
  • 1.01% APY - over $25,000
  • 0.15% APY if qualifications aren't met

To meet the account's qualifications, you must:

  • ...


Read Full Article: First State Bank 4.25% APY with Reward Checking Account

Posted in Banking, Checking Accounts, Fraud, Identity Theft

If you have a checking account, being proactive with your finances is one of the best ways to stay protected from fraud happening to you. Balancing your check book, reviewing your statements, and accessing your account information online to check your financial status regularly are all great...



Read Full Article: Protecting Yourself From Fraud And Identity Theft

Proper money management skills can be taught by parents to their children at a very young age. Taking the time to educate your kids on budgeting skills, the value of saving, and working for their money will allow them to have the basic knowledge required to becoming a disciplined and responsible...



Read Full Article: Teaching Children Basic Financial Managment Skills With Checking Accounts

Switching checking accounts is something that is done everyday. People switch checking accounts for many reasons, such as they found a better bank, they found a better checking account with features that they like more than their current checking account, etc. For whatever the reason why anyone...



Read Full Article: How to Switch Checking Accounts Smoothly

Posted in Banking, Checking Accounts, Local Banks, Rates

Sterling Savings Bank is offering a $101 Cash Bonus for opening a new checking account . In order to qualify for the bonus, you must participate in 3 of 4 of the following requirements within 90 days of opening your new account:

  • Bill pay
  • Online statements
  • 1 Direct Deposit or ACH credit
  • Use your...


Read Full Article: $101 Cash Bonus with Checking Account from Sterling Savings Bank

Posted in Banking, Checking Accounts, Personal Finance, Saving Money

Everyone can make mistakes and miscalculate how much they have in their bank accounts which can cost a bundle of money in bounced check fees. Down the road, bounced check fees can end up costing you hundreds of dollars and if you don't pay that fee you can end up hurting your credit score. One...



Read Full Article: Avoid Bounced Check Fees Can Save You Money

Back to Home Page

If you're looking for a competitive checking account and live in Eastern Missouri then you may be able to take advantage of an astounding 5.25% APY on the Rewards Checking Account from First Missouri Credit Union . Here are the rate tiers for the account:

  • 5.25% APY on balances up to $20,000
  • ...


Read Full Article: First Missouri Credit Union Offers 5.25% APY Reward Checking Account

Posted in Banking, Checking Accounts, Credit, Credit Scores

Since their popularity took off in Amsterdam in the 16th century, checking accounts have been a convenient and wonderful tool to help consumers buy goods and services, or to pay off other debt. By using electronic transfers, paper checks, and your debit card to pay your way, there is no need to...



Read Full Article: Multiple Checking Accounts and Your FICO Score

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

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