CHECKING ACCOUNTS » High Yield Checking
First Nebraska Bank is offering a highly competitive 5.00% APY on its Real Checking Account. If the account's requirements are met, you can receive the follow rate tiers:
- 5.00% APY on balances up to $25,000
- 0.50% APY on balances over $25,000
- 0.25% APY if requirements are not met
- ATM refunds nationwide up to $25 per cycle
The account's monthly requirements include:
- 10 Visa debit card purchases
- 1 direct deposit or ACH payment
- Receive electronic statements
Some other features of the account include a $25 minimum opening deposit, no minimum balance requirements, and no monthly service charge. Also, you can open multiple accounts as long as you make sure to qualify for the top tier in all of them.
While you can apply online for an account with the bank, you must stop into a branch location to complete the application process. Branches are located in the cities of Arcadia, Brainard, Columbus, Decatur, Emerson, Stanton, and Valley in Nebraska.
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
Reward checking accounts typically pays a rate of return or offers some type of perk to those who have money on deposit in that system. Usually for a reward checking account to be in good standing, a depositor must meet monthly minimum requirements including (but not limited to):
- Direct Deposit
- Online Bill Payment
- Regular debt card activity
- Opt in to receive electronic statements (no paper)
If minimum requirements are something that can be easily followable for you, you may want to apply for a reward checking account - after all it's nice to get something back in return. Some basic tips for locating a reward checking accounts are:
- Investigate your options and the fees associated with them as they may be higher then traditional checking account fees
- Check out the interest rate that the checking account can earn and make sure to double check the history to help mitigate the chance of a rate fluctuation
- Check the banks' websites to see if they are FDIC insured
- Call or visit a banking representative and ask them to take the time to clearly discuss all the features (both positive and negative) associated with the reward checking account you are interested in
- Check the bank rating of the financial institution you are considering depositing money with
If everything matches up to your needs, then chances are you've found a great reward checking account.
Tennessee residents can benefit from a 4.25% APY with the Reward Checking Account from First State Bank . The account offers varying rate tiers, including:
- 4.25% APY - $0 - $25,000
- 1.01% APY - over $25,000
- 0.15% APY if qualifications aren't met
To meet the account's qualifications, you must:
- ...
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If you're looking for a competitive checking account and live in Eastern Missouri then you may be able to take advantage of an astounding 5.25% APY on the Rewards Checking Account from First Missouri Credit Union . Here are the rate tiers for the account:
- 5.25% APY on balances up to $20,000
- ...
Read Full Article: First Missouri Credit Union Offers 5.25% APY Reward Checking Account
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