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CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, Credit Union, Rates

Waterbury Connecticut Teachers Federal Credit Union is offering 5.01% APY on its A+ Checking Rewards Account. Here are a few perks of opening this account:

  • No minimum balance required
  • Refunds on ATM fees up to $25 per cycle
  • No monthly fees
  • Free online checking
  • Free online banking

However, there are a few requirements you must fulfill to keep the 5.01% APY:

  • Maintain balance between $0.01 and $30,000
  • Make 10 check card transactions each cycle
  • Receive monthly eStatements
  • Set up one direct deposit, authorize one automatic payment from your account, or pay one online bill through CU@Home

If your balance rises above $30,000, your APY will drop to 1.01%. If you fail to meet the other requirements, your APY will reduce to the base level of 0.05%.

To open an A+ Checking Rewards account, you must be a member of Waterbury Connecticut Teachers FCU. Visit the Who Can Join page to learn if you qualify for membership. If you do, you can fill out a membership application online.

>> Great Checking Account Deals

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Checking Accounts, High Yield Checking, Local Banks, Rates

Girard National Bank is offering a competitive 5.01% APY on its Rewards Checking Account. This rate has been effective for some time, originally offered January 25, 2009. Here are the qualification rates:

  • 5.01% APY for $0.01 - $24,999.99
  • 1.01% APY for $25,000.00 +
  • 0.25% APY base rate if qualifications not met

Rates are variable and are subject to change at any time. In order to qualify for the above rates, you must meet these qualifications each cycle:

  • Make 10 Mastercard debit card purchases
  • Set up one direct deposit or authorize one automatic payment from your account
  • Enroll and receive electronic statements
  • Access online banking

If qualifications are met, you also receive unlimited nationwide ATM refunds each cycle.

Interest compounds daily and is credited monthly. Opening an account requires a $100 minimum deposit. While you can apply to open an account online, you are required to visit a branch location (in Kansas or Colorado) to complete the process.

>> Checking Account Rate Deals

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Posted in Banking, Checking Accounts, Local Banks, Rates

checking account bonus at dime

New York residents can benefit from a $300 checking bonus offered by Dime Savings Bank . The promotion lasts until 11/15/09 and is for the Dime Rewards Checking Account . Here is how you can receive your $300 bonus:

  • $100 for opening the account (paid when account opens)
  • $100 setting up a monthly...


Read Full Article: Dime Savings Bank Offers $300 Checking Account Bonus

Posted in Banking, Checking Accounts, Local Banks, Rates

Texas residents can take advantage of a 5.01% APY on the Kasasa Cash rewards checking account from Founders Bank . Here are the requirements that must be met to qualify for this great rate:

  • 10 debit card purchases
  • 1 direct deposit or automatic payment
  • Participate in online banking
  • Receive...


Read Full Article: Founders Bank - 5.01% Rewards Checking Account

Posted in Banking, Checking Accounts

Checking accounts have many options and benefits.Sometimes, however, there can be a mishap or unavailable funds. If you miss a payment due to an insufficient balance, you may need to consult your back or financial institution to see what you need to do to rectify the situation.

Things To Do To...



Read Full Article: What Happens to My Checking Account When I Miss a Payment?

Posted in Banking, Checking Accounts, Local Banks, Rates

If you enjoy free cash then you'll love the $100 cash bonus that comes with opening a free checking account with BB&T . This offer is valid through October 31, 2009.

The $100 cashbonus will be directly deposited into your checking account within four weeks of meeting your requirements. Here's how...



Read Full Article: $100 Cash Bonus with BB&T Free Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

the-club-checking-account

Eastern Illinois residents can take advantage of 5.00% APY on balances up to $25,000with TheCLUB Checking Account from Bank of Edwardsville . In order to take advantage of this special rate, account holders must meet the following requirements each month:

  • 12 debit card purchases
  • 1 online bill...


Read Full Article: 5.00% APY Reward Checking Account Bank of Edwardsville

Posted in Banking, Checking Accounts, Local Banks, Rates, Savings Account

pnc-bank

PNC Bank is offeringthe special promotion of a $100 bonus if you open its Virtual Wallet online with direct deposit. Here are a few details of opening/maintaining this account:

  • Your first direct deposit must occur within 60 days of opening your account
  • Each direct deposit must be at least $400
  • ...


Read Full Article: PNC Bank Offering $100 Bonus for Opening Virtual Wallet with Direct Deposit

Posted in Banking, Checking Accounts, Local Banks, Rates

Back to Home Page

Arkansas residents and others around the country can benefit from 4.44% APY if they open a Kasasa Cash checking account with First Arkansas Bank . A few perks of opening one ofthese accounts includes:

  • No miminum balance
  • Free checking
  • Worldwide ATM fee refunds
  • Free online banking

In order to...



Read Full Article: Earn 4.44% APY with Kasasa Cash Checking from First Arkansas Bank

Posted in Banking, Checking Accounts, Credit Union, Rates

If you're looking for a good interest-bearing checking account rate this week, UniWyo Federal Credit Union in Wyoming is offering their Xtraordinary Checking Account at 5.25% APY . Their tiered rates for this special are as follows:

  • 5.25% APY on balances up to $25,000
  • 0.15% APY on balances over...


Read Full Article: UniWyo Federal Credit Union Offers 5.25% APY on Xtraordinary Checking

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

Current Checking Accounts News

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