CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, Local Banks, Rates
Wisconsin based Coulee Bank is offering a 4.04% APY rate on money deposited in their rewards checking account. To qualify for the competitive checking account earnings:

  • Deposit amounts need to be between $0-$25,000 will earn .51% APY
  • No monthly fees or balances
  • As long as all terms are met, up to $20 in ATM fees will be refunded on a monthly basis
  • Account holder must opt into e-statements and online banking
  • Monthly direct deposit balances exceeding $1 must occur
  • 10 monthly debit card point-of-sale transactions must be conducted
  • FDIC insured up to $250,000

Since 1961 Coulee Bank has been serving the local communities of Wisconsin. The financial institution has branches in Eagle Crest, La Crosse and Onalaska.

>> Reward Checking Account Rate

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



Posted in Banking, Checking Accounts, Local Banks, Rates

tioga


Upstate New York's Tioga State Bank is offering customers a 4.10% APY earnings rate onReward Checking Account deposits. To qualify for this high yield checking account offer:

  • Minimum opening balance of $2,500 and balance must be maintained to avoid fees
  • Certain account qualifications including conducting 12 debit card purchases, e-statement enrollment and either connect direct deposit or make one ACH debitper qualification cycle
  • No monthly service charges
  • Complimentary ATM card
  • Qualified accounts earn ATM fee refunds up to $25 per cycle
  • Balance amounts over $25,000 earn a .91% APY
  • FDIC insured up to $250,000

Tioga State Bank has branches in Binghamtom,Candor, Spencer, Endwell, Newfield, Owego, Spencer,Van Etten,Vestal and Waverly. The financial institution islocally owned and an independent community bank.

>> Reward Checking Account Rate

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



Posted in Banking, Checking Accounts, Local Banks, Rates

Oklahoma residents are fortunate to have the Bank of the Wichitas right in their own backyard as currently the financial institution has a generous 4% APY offer for their Rewards Checking Account. As long as customers open their account and thenMake 10 Bank of the Wichitas check card...



Read Full Article: Bank of the Wichitas Offers 4% APY on Rewards Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

danversbank


Massachusetts-based Danversbank is offering a competitive 4.01% APY on their Free Reward Checking account. Consumers interested in taking advantage of this offer should know the terms including:

  • $100 minimum opening balance
  • Interest applies to deposit amounts ranging from $0.01 - $25,000
  • ...


Read Full Article: Earn a 4.01% APY with Danversbank Free Reward Checking

Posted in Banking, Checking Accounts, Local Banks, Rates

Illinois based Consumers Credit Union has an astonishing 4.09% APY on their Free Rewards Checking Account . Terms and qualifications for this competitive interest rate include:


  • Join Consumers Credit Union
  • No minimum balance required
  • Interest rate good up to deposits of $25,000
  • Connect...


Read Full Article: Consumers Credit Union Offering a 4.09% APY on Free Rewards Checking

Posted in Banking, Checking Accounts, Local Banks, Rates

rivermark Oregon based Rivermark Credit Union is offering a competitive 2.50% APY for qualified Reward Checking Accounts. Basic information regarding the account include:

  • Rate applies to balance of $25,000 or less
  • If daily balance exceeds $25,000, interest moves to a Tier 2 structure and .25% APY
  • ...


Read Full Article: Rivermark Credit Union Offering 2.50% APY on Rewards Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

California based credit union, Pacific Resource Credit Union , has an extremely competitive 4.07% APY rate offer for their "High Flying" checking accounts.


Some of the terms for the deposit include:

  • Rate applies to balances between$.01 - $25,000, any amount over that will earn an1.329% APY
  • ...


Read Full Article: Pacific Resource Credit Union Offers 4.07% APY on Checking Accounts

Posted in Banking, Checking Accounts, Local Banks, Rates

Those who opt to opening a free online checking account through Perk Street Financial online will receive a $50 bonus. To qualify for this promotion, new accounts need to be opened online byFeb. 28, 2010. Other terms to qualify for the checking account include:


  • First-time PerkStreet...


Read Full Article: Earn $50 for Opening a Perk Street Online Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates
Oregon-based Advantis Credit Union is providing a 2.50% APY on checking accounts to its members. The terms to earn the rate of return include:

  • Check card must be used at least 12 times
  • Direct deposit,ACH deposit/withdrawal, automatic bill payment must be set up to qualify for APY
  • Log...


Read Full Article: Earn a 2.50% APY With Advantis Credit Union Checking Accounts

Posted in Banking, Checking Accounts, Local Banks, Rates

California financial institution, the Bank of the Sierra has lowered theircompetitive APYon Sierra Reward Checking Accounts to 4.09%. Some features and benefits of the 4.09% APY offer include:


  • Maintaining a balance of up to $25,000 to earn the 4.09% APY
  • Balances over $25,000 will earn a...


Read Full Article: Sierra Reward Checking Account Drops to 4.09% at Bank of the Sierra

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

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