CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, Local Banks, Rates

New customers to West Coast based Union Bank can earn up to a $200 cash back bonus for opening aSignature Banking Checking Account through the financial institution. The bank account must be opened byJanuary 31, 2010 and additional steps must be met to qualify for the promotional incentive including including:


  • Hooking up direct deposit
  • Using online bill payments
  • Make qualified ATM/debit card purchase
  • Signature Banking Checking account requires a Signature Banking Tiered Interest Checking or Signature Banking Regular Checking account
  • If all the conditions are met, the bonus will be deposited into the account byApril 30, 2010.

The terms for this offer include:

  • A minimum initial deposit of $100
  • Account must be open and in good standing for 90 days
  • To avoid monthly service fees a minimum balance of $10,000 is required
  • $250,000 FDIC insured

Perks of opening an account through Union Bank include a free year's rent on a standard safety deposit box as well as two refunded fees for ATM transactions conducted at non Union Bank facilities.

Union Bank has locations throughout the West Coast with 300 branches in California, three branches in Washington, and one branch in Oregon.

>> Checking Account Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



Posted in Banking, Checking Accounts, Local Banks, Rates

Virginia residents can take advantage of 1.45% APY checking account rate by opening a Clear Sky Account through Chesapeake Bank.


Complete terms to qualify for the rate offering include:

  • Balance must range from$10,000 - $24,999
  • FDIC insured to $250,000
  • Visa Check Card that can be customized with an image of your choosing
  • Free ATM access for inquires and withdrawals
  • Free online banking including bill payments, mobile banking, statements and phone access
  • Free Identity Theft Protection

Chesapeake Bank was chartered on April 14, 1900 as Lancaster National Bank. Chesapeake Bank branches are located inKilmarnock,Irvington, Lively,Rappahannock Westminster-Canterbury,Mathews, Hayes,Gloucester and there are several locations in Williamsburg.

>> Checking Account Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



Posted in Banking, Checking Accounts, Local Banks, Rates

BBVA Compass Bank seems to have all the great deals. In Nov. 2009, we told you about the bank offering a Free iPod Touch with a free checking account. Now it's offering another great promotion . Until Feb. 28, 2010, you could take advantage of $150 in checking bonuses for opening a new account...



Read Full Article: New $150 Checking Bonus with BBVA Compass Bank

Posted in Banking, Checking Accounts, Local Banks, Rates

The First National Bank of Dieterich is offering a great 4.01% APY with its Prime Rewards Checking Account . The following rates and features are available to account holders if certain monthly requirements are met:


  • 4.01% APY on balances up to $25,000
  • 2.25% APY on portion of balance over...


Read Full Article: 4.01% Reward Checking Account - The First National Bank of Dieterich in Illinois

Posted in Banking, Checking Accounts, Local Banks, Rates

Inland Northwest Bank is offering a great 4.01% APY for its Reward Checking Account . Here are the rates to take advantage of if you meet the account's monthly requirements:


  • 4.01% APY on balances up to $25,000
  • 1.01% APY on the portion of the balance over $25,000
  • 0.02% APY base rate if...


Read Full Article: 4.01% APY Checking Rate at Inland Northwest Bank in Washington

Posted in Banking, Checking Accounts, Local Banks, Rates

Farmers State Bank is offering a very competitive 5.51% APY with its Go Green Rewards Checking Account . The following rates are available if you meet certain monthly requirements:


  • 5.51% APY on balances up to $25,000
  • 0.25% base rate if requirements are not met

In order to receive these...



Read Full Article: 5.51% APY Reward Checking at The Farmers State Bank in Kansas

Posted in Banking, Checking Accounts, Credit Union, Rates

University of Iowa Community Credit Union is offering 4.00% APY on its reward checking account . The following rates and features are available if you meet certain monthly requirements:


  • 4.00% APY - $0 - $24,999.99
  • 0.80% APY - $25,000 and up
  • 0.10% APY if requirements are not met
  • Refunds on...


Read Full Article: 4.00% APY Reward Checking Account at University of Iowa Community CU

Posted in Banking, Checking Accounts, Credit Union, Rates

Benefit from a competitive 4.08% APY with the Imagine Checking Account from Partners Financial Federal Credit Union . Take advantage of the following rates and features if you meet certain monthly requirements:


  • 4.08% APY on balances up to $25,000
  • 0.75% APY on portion of balance over...


Read Full Article: Partners Financial FCU in Virginia Offers 4.08% APY Reward Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

First State Bank is offering a 3.94% APY for its First Choice Checking Account . The following rates and features are available if you meet the account's monthly requirements:


  • 3.94 APY paid on the portion of the balance below $25,000
  • 1.01 APY paid on the portion of the balance above...


Read Full Article: 3.94% APY Checking Interest Rate at First State Bank in Kansas

Posted in Banking, Checking Accounts, Local Banks, Rates

Cross Keys Bank is offering a competitive 4.05% APY with its Gold Key Rewards Checking Account . In order to take advantage of the following competitive rates and features, you must meet monthly qualifications:


  • 4.05% APY on portion of balance below $25,000
  • 1.00% APY on portion of balance...


Read Full Article: 4.05% APY Checking Rate Available at Cross Keys Bank in Louisiana

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

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