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CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, Local Banks, Rates

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Bank of the Sierra located in California is offering a competitive 4.51% APY on Sierra Reward Checking Accounts. Here are a few features of this special rate:

  • Earn4.51% APY on balances up to $25,000
  • Earn1.01% APY on balances over $25,000
  • Earn the o.12% APY as a default if monthly qualifications are not met

Some perks of this offer include:

  • Free eStatements, Sierra Bill Pay and Sierra Check Card
  • No monthly service charge
  • Up to $25.00 ATM fee reimbursement nationwide per statement cycle
  • Overdraft protection is available with a savings account, or if you apply for a line of credit

To meet monthly qualifications, you must do the following each statementcycle: have a minimum of 12 Sierra Check Card purchases, have one direct deposit or automatic payment from your account, make at least one bill payment online, receive eStatements, and open an account online. Only $50 is required to open an account.

>>Get More Checking Account Rate Deals


Posted in Banking, Checking Accounts, High Yield Checking, Local Banks, Rates

rocky-mountain-bank

Montana residents can benefit from a special 6.01% rate on Cash Rewards Accounts from Rocky Mountain Bank.Some features of thisspecial rate include:

  • 6.01% APY on balancesup to$20,000
  • 1.51% APY on balances over $20,000
  • 0.25% APY default rate for unmet requirements

In order to qualify for bonus rates and free ATMs worldwide, you must:

  • Use your free debit card to make 12 or more signature-based purchases within the monthly qualification cycle
  • Have one or more automatic payments or direct deposits each month
  • Sign upforfree eStatements program

This special requires that you open an account with a minimum of $25. Some additional benefits of this special include free online banking, free bill pay, no minimum balance andno monthly fees. Rocky Mountain Bank is only accepting accounts from its local service areas of Billings, Bozeman, Bigfork, Kalispell, Plains, Plentywood, Stevensville, and Whitehall in Montana.

>>Reward Checking Account Rate Deals


Posted in Banking, Checking Accounts, High Yield Checking, Local Banks, Rates

Farmers Bank & Trust

Farmers Bank & Trust located in Arkansas is offering their highest 5.01% APY reward checking account rate on their True Rewards Checking . If requirements are met, for balances up to $25,000 earn 5.01% APY and for balances over $25,000 earn 1.01% APY. However, if the basic requirements are not...



Read Full Article: Reward Checking Account Rate 5.01% at Farmers Bank & Trust

Posted in Banking, Checking Accounts, Local Banks, Rates

If you're a local in New York, now you can earn $135 on a checking account bonus that is being offered by the Madison National Bank . In order to earn the $135 you are required to follow the following services:

  • Direct deposit of $100
  • $25 bill payment
  • $10 for Debit Card
  • $15 for the first...


Read Full Article: Earn $135 With a Checking Account Bonus at Madison National Bank - New York

The Smart Rate Checking at Britton & Koontz Bank is offering a checking account rate up to 5.25% APY . Depending if requirements are met the following rates are:

  • 5.25% APY - balances up to $30,000
  • 1.01% APY - balances over $30,000

If requirements are not met then a default rate of 0.10% APY...



Read Full Article: High Yield Reward Checking Account Rate of 5.25% at Britton & Koontz Bank

Posted in Banking, Checking Accounts, Local Banks, Rates

At Community Bank of Parkersburg in West Virginia you can earn up to 4.01% APY on a reward checking account . Reward checking account rate features are :

  • 4.01% APY - balances up to $25,000
  • 0.51% APY - balances over $25,000
  • 0.25% APY - default rate for unmet requirements

To qualify for the...



Read Full Article: Reward Checking Account Rate 4.01% at Community Bank of Parkersburg

Posted in Banking, Checking Accounts, Local Banks

If you're looking to open a checking account or just wanting to make a quick buck you can now get up to $100 bonus by opening a checking account at SharePlus Federal Bank . This bank is located in the following states: California, Texas, Indiana, and Kentucky. Also this bank is open for locals...



Read Full Article: Checking Account Bonus of $100 - SharePlus Federal Bank

Mascoma Savings bank is offering a reward checking account rate at 3.05% called the Free Rewards Checking for locals in New Hampshire and Vermont. Reward checking account rates features:

  • 3.05% APY for balances that are up to $50,000
  • 1.01% APY for balances over $50,000
  • 0.10% APY for any...


Read Full Article: Reward Checking Account Rate 3.05% - Mascoma Savings Bank

Bank of Beaver City , located in Oklahoma and Kansas, is offering consumers a great checking account with great checking account rates to locals only . The highest available checking account rate is 4.01% APY for balances up to $25,000. Checking account balances over $25,000 will be able to earn...



Read Full Article: High Interest Reward Checking Account Rate 4.01% Bank of Beaver City

Vision Bank located in Richardson, Texas and is currently offering a high interest reward checking account rate at 5.01% APY . The reward checking account is called the Vision Reward Checking and is only available for locals in Texas. Rates and balance details on the Vision Reward Checking are:

  • ...


Read Full Article: High Interst Reward Checking Account Rate 5.01% at Vision Bank

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

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