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CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts, National Banks, Rates

State Farm Bank is offering a competitive checking account rate of 1.55% APY to consumers on balances over $2,499 on their Interest Checking Account - any balance under the amount does not accrue any interest. The checking account interest rate has been around for while and there is no guarantee on how long the rate will stay.

Features for the Interest Checking Account include:

  • Deposit of $100 to open the account
  • Balance above $500 - for waived fees
  • 1 direct deposit is required - for waived fees
  • 50 Free checks
  • Online bill pay - Free

Search for more checking account rate deals on Go Banking Rates.

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Campus Federal Bank is offering a 4.25% APY FREE Checking account called the Lagniappe Checking. This great checking account rate offer is for locals only living in Louisiana. The bank's branches are located in: Baton Rouge, New Orleans, and Shreveport. Local consumers can earn 4.25% APY for balances up to $25,000, as well as a $30 in ATM fee refunds nationwide at the end of every cycle.

The reward checking account is meant to reward members who use debit card purchases - so there are requirements members must meet every cycle:

  • 15 debit card transactions
  • 1 direct deposit, or ACH auto debit transaction
  • Must enroll in eStatements

The reward checking account deals:

  • High dividends
  • No minimum balance required
  • No monthly fees
  • 12 Free checks when open account
  • Unlimited Check writing

For more great Bank Deals, check Go Banking Rates daily.

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Union Center National Bank in New Jersey is offering locals only a reward checking account rate at 4.00% APY on their Super Heart Smart Checking Account . Rates with the respective balance requirements are:

  • 4.00% APY - up to $30,000
  • 0.50% APY - over $30,000
  • 0.10% APY - default rate if...


Read Full Article: 4.00% APY Reward Checking Account Rate - Union Center National Bank

Posted in Banking, Checking Accounts, Local Banks, Personal Checking, Rates

With the S.M.A.R.T. Interest Checking at Flagstar Bank new customers can get a 2.00% interest on balances that are up to $100,000 and guaranteed for a whole year. There is also a $100 bonus offer option when new customers open a Flagstar interest checking account.

Flagstar S.M.A.R.T. Interest...



Read Full Article: One Year Guaranteed Checking Account Rate 2.00% - Flagstar Bank

Posted in Banking, Checking Accounts, Credit Union, Local Banks, Rates

The Premier Checking at Legacy Community Federal Credit Union (LCFCU) is currently at 4.00% APY. Reward checking account rates and balance requirements are as follows:

  • Balances up to $25,000 - 4.00% APY
  • Balances over $25,000 - 0.50% APY
  • Base rate if qualifications are not met - 0.25% APY

...



Read Full Article: Reward Checking Account Rate 4.00% APY - Legacy Community Federal Credit Union (LCFCU)

Posted in Banking, Checking Accounts, Local Banks, Rates

Premier Valley Bank located in California is offering a reward checking account rate of 3.01% APY . To open the checking account you must be a local. Premier Valley Bank Branches can be found in the following cities: Coarsegold, Fresno, Groveland, Mariposa, Merced, Modesto, and Oakhurst. This...



Read Full Article: Reward Checking Account Rate 3.01% APY - Premier Valley Bank

The Bravo Checking account at Marine Federal Credit Union is offering a 5% APY for locals in North Carolina and Virginia. Higher rewards checking account rates are 5% APY and 1.01% APY for balances up to $25,000 and for balances over $25,000 respectively . However, there is a base rate of .15%...



Read Full Article: Interest Earning Reward Checking Account 5% APY at Marine Federal Credit Union (MFCU)

BC National Bank in Missouri is offering locals only a rewards checking account of 5.10% APY . If you are looking for a great reward checking account rate and you happen to live in the cities of Amoret, Butler, Harrisonville, Lee's Summit, Peculiar, or Pleasant Hill then you're in luck. This...



Read Full Article: Great Reward Checking Account 5.10% APY - BC National Bank

Posted in Banking, Checking Accounts, High Yield Checking, Rates

The MAX Checking Account from First National Bank of Pontotoc is at 5.01% APY . Balance requirements for the rates for this account are as follows - the highest rewards checking account rates is 5.01% APY for balances up to $30,000, 1.01% APY for balances over $30,000, and 0.15% APY is the base...



Read Full Article: Reward Checking Account Rate 5.01% APY - First National Bank of Pontotoc

M&F Bank is offering their Summit Checking which offers a checking account rate of 3.50% APY . Earnings rates for the following balances are:

  • Earn a premium interest rate of 3.50% APY for balances up to $25,000
  • Earn interest rate of 1.25% APY for balances above $25,000
  • Earn base interest rate...


Read Full Article: 3.50% APY Checking Account Rate - M&F Bank

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

Current Checking Accounts News

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