Discover is offering Savings and CD Rates as a high 5.0 % and over
Save yoru money by switching your auto insurance
Click for Free
       Credit Report and Score

How to Save a Million Dollars

Go Banking Rates has a
special calculator
to show you what it takes to
save $1,000,000.

Click Below
to see how you can
be a Millionaire

Go Banking Rate's Weekly Newsletter
Go Banking Rates
Receive a free financial newsletter with the latest rates, special offers and informative articles.
* Email Address:
First Name
Last Name
Your email will not be shared and you can opt-out of alerts at anytime

CHECKING ACCOUNTS » High Yield Checking

Brenham National Bank located in Texas is offering a reward checking account rate of 4.01% APY. If you're a local you should take advantage of this account as it is only offered to locals in the following cities: Brenham, Chappell Hill, and College Station - because a branch visit has to be made in order to open the reward checking account. The rates on this account are specific to the balance amount you have in the account:

  • Balances up to $25,000 - 4.01% APY
  • Balances over $25,000 - 1.10% APY
  • Balances if requirements are not met - 0.10% APY base rate

To qualify for the higher rates the following monthly requirements are:

  • Must enroll in and receive eStatements
  • Online banking
  • Must make at least 10 purchases using debt card
  • Must have 1 direct deposit or 1 ACH auto debit

The benefits of this checking account are:

  • Low initial deposit - only $100
  • No need to stress over minimum balance required
  • No monthly charges
  • Bill Pay is FREE
  • FREE ATM refunds

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

For more great Bank Rates browse around Go Banking Rates to see what other Bank Deals there are.


Bank 1440 is currently offering an Optimum Checking Account with a checking account rate at 5.01% APY. This checking account by far has one of the better checking account rates compared to what some other banks are offering. The rate requirements for the following balances are as follows if monthly requirements are met:

  • 5.01% APY on balances up to $25,000
  • 2.01% APY on balances over $25,000
  • 0.10% APY on balances if you don't meet the month requirements

To meet the qualifications for the higher rates you must meet the following each month:

  • Make 10 debt card purchases
  • Set up 1 direct deposit or make 1 ACH auto debit
  • You must enroll and receive eStatements

Perks on the Optimum checking account are:

  • Free online banking
  • Free personal checking account
  • Low minimum to open account - $100
  • No minimum balance required - aside from the initial start up
  • Free ATM refunds nationwide if you meet the monthly qualifications
  • FDIC insured

One thing to note about this checking account rate is that it is subject to change at any given time.

For more great Rates see what other banks are offering on their checking accounts on Go Banking Rates.


Salisbury bank , located in Connecticut, Massachusetts, and New York is offering a rewards checking account with a rate of 4.01% APY . This checking account is called the Free Interest Plus Checking . The features are quite general on this account, however, its rate is quite decent. Balances up to...



Read Full Article: Reward Checking Account Rate 4.01% APY Offer by Salisbury Bank

Located in the most Western part of New York state, Cattaraugus County bank is offering locals only reward checking account for 3.25% APY that the bank calls their Maximum Green Checking . The 3.25% APY checking account rate applies to balances up to $25,000, and for any balances over the $25,000...



Read Full Article: Reward Checking Account Rate of 3.25% APY at Cattaraugus County Bank

peoples-bank

Peoples Bank located in North Carolina is offering a nationwide FREE rewards checking account with interest checking rate of 3.35% APY . The 3.35% APY applies to all account holders with balances up to $50,000 and for balances over $50,000 a rate of 1.00% APY will be applied, however, if monthly...



Read Full Article: Great Rewards Checking Account Rate at 3.35% APY Offered by Peoples Bank

Nodaway Valley Bank is currently offering a FREE rewards checking account with a rate of 3.51% APY for accounts with balances up to $25,000 and a rate of 1.01% APY for accounts with balances over $25,000 if certain monthly requirements are met.

The requirements are:

  • 10 Check card transactions...


Read Full Article: FREE Rewards Checking Account Rates of 3.51% APY at Nodaway Valley Bank

cbsbank
CB&S Bank is offering a personal rewards checking account that earns 4.41% APY. This rewards checking account starts at 4.41% APY for balances anywhere between 1 penny to $25K . Balances that are over $25K earn a 1.01% APY. However, to qualify for these rates you must meet the following...



Read Full Article: FREE Checking With Interest Checking Account Rate of 4.41% APY at CB&S Bank

Posted in Banking, Checking Accounts

If you are going abroad, you may be planning to use your VISA or Mastercard debit card to pay for your purchases and to withdraw foreign currency during your trip.

Unfortunately, almost every single bank charges a 2-3% commission on such withdrawals. You won't see it in your statement, since...



Read Full Article: Citigold Checking Account - Free Currency Exchange

mbt

MBT Bank in Iowa is offering a very nice " Ultra Checking ". The rate is 5.15% APY on the Rewards Checking Account and the rate will last until May 2010 . Currently, the Ultra Checking is only offered to locals in Iowa (living in Crystal Lake, Forest City, Clear Lake, and Lake Mills) who meet...



Read Full Article: Reward Checking Account Rates of 5.15% APY Offered by MBT Bank

easy-grow-checking

As a part of the GO GREEN movement Fishback Financial is offering a FREE high-yield rewards checking account called the easy GROW Checking . The concept of the easy GROW Checking idea is that you plant your money into the account and then watch the money grow every month since the interest money...



Read Full Article: GO GREEN With High Yield Reward Checking Account Rates Available at Fishback Financial

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

Current Checking Accounts News

powered by Google News
C