CHECKING ACCOUNTS » High Yield Checking

Posted in Banking, Checking Accounts

In need of an extra $150 bucks and also want a new checking account? You could take advantage of the Bill Pay and New Checking Account Bonus from First Tennessee Bank. Here's how it works:


  • For the $50 Online Bill Pay bonus: You can be a new or existing customer who has never used First Tennessee Bill Pay Online or hasn't used it since Aug. 1, 2009. If you fall into this category and begin using it, you are eligible for a $50 bonus. The bonus will require that you pay a minimum of six bills using the service by Dec. 31, 2009. The bonus will be deposited on or before Jan. 1, 2010.
  • For the $100 new checking account bonus: Open a new checking account with the bank. The opening deposit is $300. To qualify, you must not have a checking account with the bank and must live in an area the bank serves. This offer also expires Dec. 31, 2009.

To learn more about these accounts, you can call or visit one of the branch locations found in Tennessee, Mississippi, Georgia or North Carolina.

>> Checking Bonuses and Promotions

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



Posted in Banking, Checking Accounts, Local Banks, Rates

Lumbee Guaranty Bank is offering a very competitive 4.50% APY on the LBD Rewards Checking Account. As with many other reward checking accounts, this account offers special rates and features based on meeting certain monthly requirements. The rates and features are as follows:


  • 4.50% APY on balances up to $5,000
  • 1.00% APY on portion of balance above $25,000
  • 0.10% APY if requirements are not met
  • ATM fee refunds nationwide

The monthly requirements for this account include:

  • 10 debit card purchases
  • Receive electronic statements
  • 1 direct deposit or ACH debit

There is no minimum balance requirement for this account; however, it does require a $100 minimum opening deposit. There are also no monthly service charges to worry about.

The account is only available to North Carolina residents. You can apply online but must complete the process at a branch location.

>> High Yield Checking Account Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



Posted in Banking, Checking Accounts, Local Banks, Rates

Kansas residents can take advantage of a competitive 5.01% APY with the My Rewards Checking Account from Union State Bank . The account offers plenty of perks, including great rates and features if you meet the monthly requirements:


  • 5.01% APY for balances up to $25,000
  • 1.50% APY on...


Read Full Article: Union State Bank Offers Competitive 5.01% APY Reward Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

The Maximum Yield (MY) Checking Account from Indiana Bank and Trust Company offers a very impressive 4.01% APY. Unlike some accounts that have more than one rate tier based on the dollar amount deposited, this account only has two:


  • 4.01% APY on balances up to $25,000
  • 0.10% APY on balances...


Read Full Article: Indiana Bank & Trust Company Offers 4.01% APY Reward Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

Take advantage of a competitive 4.51% APY with the Maximum Free Checking Account from Focus Bank . The rate tiers and features associated with meeting the monthly requirements are as follows:


  • 4.51% APY on balances up to $25,000
  • 1.01% APY on portion of balance over $25,000
  • 0.10% APY if...


Read Full Article: Focus Bank in Missouri and Arkansas Offers 4.51% APY Reward Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

For several years, getting a checking account was a safe venture - no minimum balances or maintenance fees to worry about - but now it seems that one of the two (maintenance fees) may be making a comeback. According to a new report from MoneyRates.com, checking accounts that included maintenance...



Read Full Article: Checking Account Fees Return and Rates Still Reasonable

Posted in Banking, Checking Accounts, Credit Union, Rates

Take advantage of a great 4.10% APY with the Platinum Rewards Checking Account from First New England Federal Credit Union . The features that you can take advantage of if you meet the monthly requirements include:


  • 4.10% APY on balances up to $15,000
  • 0.50% APY on balances over $15,000
  • ...


Read Full Article: First New England FCU - 4.10% APY Reward Checking Account

Posted in Banking, Checking Accounts, Online Banks, Rates

A new bank has recently opened and it has plenty of attitude. IncredibleBank.com is an online-only division of River Valley Bank in Wisconsin and focuses primarily on its checking account, which currently offers 2.02% APY for its high tier .


The new account offers an interesting theme of...



Read Full Article: IncredibleBank.com: New Bank with Competitive 2.02% APY Checking Account

Posted in Banking, Checking Accounts, Local Banks, Rates

PerkStreet Financial is offering a new checking account promotion with a $100 bonus. The promotion ends Dec. 31, 2009. Here's how it works:


  • Open a new checking account
  • Within 15 business days at the end of the third month, the bank will deposit $100 into your account
  • It's that easy!

This...



Read Full Article: $100 Checking Account Bonus with PerkStreet Financial

Posted in Banking, Checking Accounts, Local Banks, Rates

Quad City Bank & Trust is offering a very impressive 5.00% APY on balances up to $25,000 with its UAccount , a reward checking account. In addition to the high APY, some other features of the account include:


  • No minimum balance requirement
  • No monthly service charge
  • ATM fee refunds

In...



Read Full Article: Iowas Quad City Bank & Trust Offers 5.00% APY Reward Checking Account

About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

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