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Cloverbelt Credit Union is is an innovative credit union with competitive interest rates as well as new banking technologies for members. Today, Cloverbelt Credit Union is offering a checking account that earns up to .50% APY.

Checking Account Rate Terms and Conditions Checking Account Rates Deal of the Day: Cloverbelt Credit Union at .50% APY

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Posted in Banking , Checking Accounts , High Yield Checking , Rates

Collins Community Credit Union consistently provides members with new and improved financial products and services so members could stay ahead. Today, Collins Community Credit Union is offering an aggressive bonus rate of 3.00% APY on their high-yield checking account.

Checking Account Rate Terms and Conditions Checking Account Rates Deal of the Day: Collins Community Credit Union at 3.00% APY

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Oriental Bank and Trust will help you reach your financial goals through planning and organizing your money. For example, this bank offers a high-yield checking account rate of 1.00% APY.

In order to be eligible for the high-yield checking account, a $500 minimum balance is necessary. The checking account is tiered so the more money you have in your account, the more interest you are eligible to earn. Please contact the financial institution directly for more information regarding this account. Checking Account Rates Deal of the Day: Oriental Bank and Trust at 1.00% APY

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Central Pacific Bank is a full-service financial institution that offers members easy access to quality financial services and products. Today, Central Pacific Bank is offering a checking account interest rate of .50% APY.

In order to be eligible for the high-yield checking account, there is a minimum $50 balance to open and a minimum $1 daily balance to obtain the stated APY. Rates are subject to change at any time without prior notification. Please contact Central Pacific Bank directly for more information. Checking Account Rates Deal of the Day: Central Pacific Bank at .50% APY

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Aventa Credit Union is a stable, not-for-profit financial cooperative. Here, you will find a variety of high quality and affordable financial products and services. Today, Aventa Credit Union is offering an Electronic Checking Account for .50% APY.

In order to be eligible for the interest on this high-yield checking account, there is a minimum balance of $5.00, as well as membership with the credit union required. Rates are subject to change at any time without prior notice at Aventa Credit Union’s discretion. Please contact the credit union directly for more information regarding this checking account deal. Checking Account Rates Deal of the Day: Aventa Credit Union at .50% APY

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Posted in Banking , Checking Accounts

There was a time when your credit did not dictate whether or not you could obtain a standard checking account. However, over time, more banks and credit unions began requiring customers to good credit in order to open an account.

In the eyes of financial institutions, a good credit score means a customer is reliable and has good money management skills. Unfortunately, this good credit requirement imposed by most banks can’t be met by millions of potential customers. Therefore, they must turn to no credit check bank accounts or other alternatives to manage their banking needs instead. Checking Accounts that Don’t Require a Credit Check

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Viking State Bank & Trust is a stellar bank that provides clients with consistent, high-quality financial services and products. Today, Viking State Bank & Trust is offering a checking account interest rate of .50% APY.

In order to be eligible for this checking account rate, there is a $750 minimum balance required. Rate is effective as of February 8, 2011 but is subject to change at any time without prior notice at Viking State Bank & Trust’s discretion. Please contact the financial institution directly for more information regarding this NOW Checking Account. Checking Account Rates Deal of the Day: Viking State Bank & Trust at .50% APY

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Maspeth Federal Savings offers clients personal and business financial solutions. Today, Maspeth Federal Savings is currently offering a Checking Account interest rate for 1.00% APY.

In order to be eligible for this checking account rate, there is a minimum deposit of $1.00 and there is no minimum balance to earn the stated APY. Rates are subject to change at any time at Maspeth Federal Savings’s discretion. Additional fees for checking printing may apply for the NOW Checking Account. Please contact the financial institution directly for more information. Checking Account Rates Deal of the Day: Maspeth Federal Savings at 1.00% APY

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Posted in Checking Accounts , High Yield Checking , Local Banks , Rates

City Bank of Hartford strives to provide members with quality financial service along with the latest banking technologies. Today, they are offering a checking account that earns up to .50% APY.

In order to be eligible for this checking account, a minimum balance of $100 is needed. Rates are subject to change at any time at City Bank of Hartford’s discretion. Please contact City Bank of Hartford directly for more information regarding terms of this checking account. Checking Account Rates Deal of the Day: City Bank of Hartford at .50% APY

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Posted in Banking , Checking Accounts , High Yield Checking

Remember the good old days when it was easy to find a reward checking account? There were numerous high yield checking accounts offering great rates and quality rewards just for signing up and following a few rules. While those days were only a couple of years ago, it seems like the rewards checking account is ancient history.

Many banks suffered greatly from the financial crisis, leaving some bankrupt and forced to close, while others tightened their standards to accommodate a loss in capital and new banking guidelines set forth by the government. Are Rewards Checking Accounts Still Rewarding?

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About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

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