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Posted in Checking Accounts , High Yield Checking , Rates

United 1st Credit Union is a not-for-profit credit union that strives to help you reach your financial goals. Today, United 1st Credit Union is offering a checking account rate that provides up to .50% APY.

In order to be eligible for this high-yield checking account, there is a $10,000 minimum deposit and balance required. It is a tiered checking account, so the more money on deposit, the more interest you are eligible to earn. Please contact United 1st Credit Union directly for more information and current rates for this checking account deal. Rates are subject to change at any time without prior notice. Checking Account Rates Deal of the Day: United 1st Credit Union at .50% APY

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Charter Bank Eau Claire provides members with many banking options that will lead to financial success. They are currently offering a .50% APY on a checking account.

In order to be eligible for this high-yield checking account, there is a $10,000 minimum balance required. Rates are subject to change at any time. Please contact Charter Bank Eau Claire for more information. Checking Account Rates Deal of the Day: Charter Bank of Eau Claire at .50% APY

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The Cecilian Bank was established in 1903. Today, it offers clients more deposit accounts than ever before– accompanied by competitive interest rates. The Cecilian Bank is currently offering an Easy Money Investment Checking Account that earns up to 1.21% APY.

In order to be eligible for this high-yield checking account and the stated APY, there is a minimum $10,000 opening balance and daily account balance. Rates are subject to change at The Cecilian Bank’s discretion without prior notice. Failure to meet these requirements may result in reduced interest earnings. Please contact The Cecilian Bank directly for more information regarding this Easy Money Investment Checking Account. Checking Account Rates Deal of the Day: The Cecilian Bank at 1.21% APY

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Register Guard Employees Credit Union believes that members are family, which is why they provide all members with the most excellent service possible and a wide variety of deposit accounts with competitive interest rates. For instance, Register Guard Employees Credit Union is currently offering a Rewards Checking account that earns up to .50% APY.

In order to be eligible for this high-yield checking account, there is no minimum deposit or balance required. However, the specific Rewards Checking Account requires that the member use several services like the Direct Deposit service in order to avoid charges and fees. Please contact the credit union directly to see exactly what is required. Additionally, rates are subject to change at Register Guard Employees Credit Union’s discretion. Checking Account Rates Deal of the Day: Register Guard Employees Credit Union at .50% APY

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First National Bank of Sedan

The First National Bank of Sedan has a goal of assisting all members in meeting their financial goals. With a wide range of banking products and services, The First National Bank of Sedan boasts competitive interest rates that help members earn more. Today, The First National Bank of Sedan is offering a checking account rate of up to .50% APY.

Please contact The First National Bank of Sedan for checking account eligibility requirements like the minimum deposit and daily balance. Please note that rates are subject to change at any time at The First National Bank of Sedan’s discretion. Checking Account Rates Deal of the Day: The First National Bank of Sedan at .50% APY

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Posted in Banking , Business Checking , Checking Accounts

You’ve decided you need to open a business checking account and are on the hunt for a great deal. With so many institutions offering business checking accounts with an almost infinite combination of options and features, just knowing where to begin can be difficult.

To make things easier, start where you usually do when you’re ready to open a new account. For most people, that’s their local bank. How to Find the Best Business Checking Account Deals

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Posted in Banking , Checking Accounts , Financial News

A new study released by the Center for Responsible Lending (CRL) revealed that many bank customers feel misled by what they were told their overdraft protection program actually covers. Others admitted they did not want to sign up for their programs but felt pressured to do so due to aggressive marketing by the banks.

Overdraft Protection Not What It Seemed for Many Customers Bank Customers Feel Misled by Overdraft Protection Programs

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Arcadia Credit Union is a full-service financial credit union that began in 1963. Arcadia Credit Union offers a wide variety of financial services with competitive interest rates for members, and today, Arcadia Credit Union is offering a checking account rate of .60% APY .

In order to be eligible for this high-yield checking account rate, there is a $10,000.01 minimum deposit required. Additionally, only members of the credit union can open an account. Rates are subject to change at any time at Arcadia Credit Union’s discretion. This is a tiered checking account. Please contact Arcadia Credit Union directly for more information. Checking Account Rates Deal of the Day: Arcadia Credit Union at .60% APY

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Posted in Banking , Business Checking , Checking Accounts

You may be a business owner or self-employed and are considering opening a business checking account. If you aren’t completely sure whether one is right for you, weigh the benefits of having a business checking account against any potential drawbacks:

Pros of Business Checking Accounts: Pros and Cons of Getting a Separate Business Checking Account

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Posted in Banking , Checking Accounts

Millions of Americans are currently without a bank. Often, it’s because they cannot qualify to open an account. If you have bad credit or have been listed in Chexsystems or Telecheck within the past 5-7 years, for instance, you may have a hard time to obtaining a checking account. This problem is becoming more common since the recession made it difficult for some very responsible individuals to avoid overdrawing their accounts or bouncing checks.

Being in need of checking options but not having them is tough. So let’s look at some checking account alternatives to consider if a standard account doesn’t seem to be an option. 3 Alternatives to Owning a Checking Account

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About Checking Accounts

A checking account, or a transactional account where a depositor can write checks that are payable on demand, is an important component in anyone's banking portfolio. Checking accounts are available from nearly every bank, the FDIC backs them, and there are many options for consumers to compare and choose from.

Some options to consider when looking for the best checking account are free checking, complimentary ATM cards, transaction limitations, overdraft protection, general rates and whether your checking account can earn an interest rate.

Typically checking accounts that do offer interest rates tend to have a high minimum deposit requirement. However, most banking institutions offer checking accounts with very little deposit needed to get the account up and operational.

If you are looking for the best checking account, think about what options you really need. Then compare all the options out there and choose wisely.

Checking Accounts Tips and Benefits

Knowing the ins and outs of using a checking account for your financial gain is a plus. With Checking accounts, you are able to manage your finances and make payments easier. Your money is safe since most banks and credit unions are FDIC- or NCUA-insured, respectively. Here are some useful facts and information about checking accounts:

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