CHECKING ACCOUNTS » High Yield Checking

Anisha Sekar writes for NerdWallet.com, a site dedicated to educating consumers about credit cards.

Banking on Analytics published The Top 10 Trends for 2011 in Retail Banking listing industry changes that they believe will be significant. A consulting firm, Banking on Analytics made sure to note banking trends in which their services could be of use. However, they did highlight a few interesting challenges and opportunities for both banks and consumers aside from their consulting pitches.

Excel National Bank appreciates their members and aims to provide them with the best banking experience possible. That’s why this bank is currently offering a Personal NOW checking account for .50% APY.

Please contact Excel National Bank directly for more information regarding account eligibility and requirements, including any minimum deposit requirement and fees. Rates are effective as of the publish date but are subject to change at any time without prior notice.

Helping to develop a sense of financial responsibility in a child requires a lot of time and dedication, especially since many kids believe money grows on trees. One great way to get your child excited about developing important money management skills is by opening a kids checking account.

Numerous banks and financial institutions are offering great checking options for today’s youth, which makes opening one easier than you might think. Let’s explore just what it takes to get your child started with a checking account.

BCBSNC Credit Union provides members with affordable financial services and products, and aims to surpass member expectations by always providing the best customer service and deposit account rates. Today, they are offering a high-yield checking account for 1.00% APY so do not miss out on this opportunity.

To be eligible for the stated APY, there is a $300.00 minimum balance requirement. Rates are subject to change at any time at BCBSNC Credit Union’s discretion. Please contact the credit union directly for more information regarding their rates and products.

AllWealth Federal Credit Union offers affordable credit options, mortgage loans, high-interest savings accounts  and a variety of other beneficial products and services, like their high yield checking account that’s currently offering up to .50% APY.

In order to be eligible for this checking account rate, you must be a member of the credit union. There is also a $200 minimum balance/deposit to earn the stated APY. Rates are subject to change in the future and fees may reduce earnings.

The First National Bank of Dieterich began in 1909 as local bank that served local farmers and merchants. Today, they are one of the most competitive banks in the banking industry– always competing to provide the best interest rates to customers. One example is their high-yield checking account deal for .65% APY. Don’t miss out on this opportunity to earn interest for your checking account.

To be eligible for this checking account deal, there is a $2,500 minimum balance required to earn the stated APY. Also, to qualify for The First National Bank of Dieterich’s checking account, also referred to as Dream Team Checking, one must be of age 55 or older. Rates are subject to change at any time without notice.

Western Heritage Bank does so much more than just provide their members with a full-service financial credit union. They also offer online banking options as well as useful financial calculators. Today, they are also offering a great high interest checking account rate of .50% APY which means you could be earning interest as of right now.  A checking account that also earns interest is not too common, so take advantage of Western Heritage Bank’s account to grow your money as much as possible.

This account is tiered so that higher balances earn a higher interest rate. To be eligible for this checking account, there is a minimum opening deposit of $5,000, but a minimum balance of $10,000 is needed to earn the stated APY. Interest rates are accurate as of January 6, 2011 and are subject to change at any time without notice.

Advantage Credit Union is offering a spectacular opportunity for members to receive interest on a high-yield checking account. This credit union believes in providing their members with superior products and services because members are equal owners of the credit union, which is why their checking account currently offers .70% APY. Not all financial institutions provide their members with the chance to earn interest on a checking account so don’t let this opportunity slip by.

In order to be eligible for Advantage Credit Union’s high yield checking account, you must be a member. Because this is a tiered account based on account balance, the more you have on deposit, the higher the interest you earn. In order to earn the stated APY, there is a minimum deposit of $5,000 required. Rates are subject to change at any time without prior notification.

Online banking is a fairly new concept in the world of finance, but it offers outstanding benefits that brick-and-mortar financial institutions often can’t compete with. As an online bank with various accounts, from interest checking to high-yield savings and money market accounts, EverBank can offer these hard-to-find features. By opening an online account with EverBank, you take your money to the next level so it starts working for you.

Why Open an Online Account With EverBank?

Community Capital Bank is a full-service financial institution that offers a wide variety of products and services for customers. One of the ways in which they assist their members in reaching financial success is by offering a high interest checking account rate for .70% APY.

In order to be eligible for this best checking account rate, there is a $2,500 minimum account balance required. Rates are subject to change at any time. Please contact the financial institution directly for more details and current rates.