The Premier Checking at Legacy Community Federal Credit Union (LCFCU) is currently at 4.00% APY. Reward checking account rates and balance requirements are as follows:
- Balances up to $25,000 - 4.00% APY
- Balances over $25,000 - 0.50% APY
- Base rate if qualifications are not met - 0.25% APY
Reward Checking Account requirements for the higher rates:
- Must make 12 debit card purchases
- One automatic payment or one direct deposit
- Must bank online and receive e-statements
The reward checking account is lenient as there are no minimum balance required and there are no monthly service charges regardless of monthly requirements. There is also ATM fee refunds nationwide up to $20 per statement cycle and the credit union is NCUA insured. To open a membership account with this credit union you must meet one of the requirements: live, work, attend school, or worship in the Birmingham-Hoover metro area.
Get more Reward Checking Account Rate Bank Deals on Go Banking Rates.
Other Terms and Conditions may apply to this offer - please contact the financial institution to review.
