Residents of the St. Louis Metropolitan Area in Missouri can take advantage of 4.30% APY on balances up to $25,000 with the Majestic Checking Account from Royal Banks of Missouri. If your balances rises above $25,000, your rate will drop to 1.40% APY.
In order to qualify for these competitive rates, you must meet the following qualifications:
- 10 point-of-sale debit card transactions
- 1 direct deposit or ACH debit/credit
- Receive e-statements
If you don’t meet the above qualifications, your rate will drop to 0.15% APY and you will not qualify for up to $25 in foreign ATM refunds each month. Regardless of meeting the qualifications, you can take advantage of the following perks with the account:
- No minimum balance once account is opened
- No monthly service fees
- Royal Banks Mastercard Debit Card
- Free online banking and bill pay
- No annual fee on Royal Banks credit card
A minimum opening deposit of $100 is required.
The information presented in this article was accurate at the time of publication but may have changed since. Visit our Checking Accounts page for the most up-to-date checking account rates, information and news. You can also see a list of the best Missouri banks and credit unions.
Other Terms and Conditions may apply to this offer – please contact the financial institution to review.


