A great 4.01% APY on the EPIC Checking Account is available from Three Rivers Federal Credit Union. The account offers great rate tiers if you follow some simple monthly requirements. Here are the rate tiers:
- 4.01% APY on balances up to $25,000.99
- 1.25% APY on the portion of the balances over $25,001
- 0.25% APY base rate if qualifications are not met
Here are the account’s month requirements:
- Actively enroll in eStatements
- Make at least 10 purchases with the Three Rivers Visa check card
- Have one direct deposit, auto debit or on-line bill payer payment
- Access the online account at least once
If requirements are met, the account will also receive up to $12 per month or $3 per item in ATM fee refunds. The account requires $25 to open.
To gain membership to Three Rivers Federal Credit Union, you must live, work, volunteer or attend school in Adams, Allen, DeKalb, Huntington, Noble, Wells or Whitley counties in Indiana. Also, you could live within the CU’s Community Development Credit Union (CDCU) area of Van Wert County in Ohio or work in St. Marys, Ohio. For more information, visit the Membership Eligibility page.
*Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


