Address: 818 Highway 12 West, Starkville, MS 39759 Map It!
About Cadence BankCadence Bank, N.A., based in Birmingham, AL, is a wholly owned subsidiary of Cadence Bancorp, LLC. Founded in 1887, Cadence Bank has grown to hold more than $6.5 billion in assets. The regional bank serves customers with more than 100 locations across Alabama, Florida, Georgia, Mississippi, Tennessee and Texas. Cadence caters to consumers, small and middle-market businesses, and commercial clients, using its resources, tools and services to deliver on customers' goals, accelerate economic growth and fund innovation. In addition to helping customers with over a century of financial experience, Cadence Bank has an earnest commitment to giving back to the communities in which it operates.
Cadence Bank (FDIC certificate 4999) was established in 1887 and operates through 79 branch offices located in Blount, Covington, Etowah, Jefferson, Madison, Marshall, Monroe, Montgomery, Morgan, Perry, Shelby, Talladega, Tuscaloosa counties in AL and Bay, Calhoun, Citrus, Franklin, Gulf, Hernando, Hillsborough, Jackson, Leon, Manatee, Marion, Pasco, Pinellas, Sarasota counties in FL and Union county in GA and Clay, Lowndes, Monroe, Neshoba, Oktibbeha counties in MS and Shelby county in TN and Bexar, Fort Bend, Harris, Montgomery counties in TX. Mr. Paul Murphy, CEO & President of Cadence Bank, leads a team of 1226 employees.The bank's parent holding company, CADENCE BANCORP LLC is based in Houston, TX.
Cadence Bank, headquartered in Birmingham, AL, is rated four stars for financial strength by BauerFinancial, Inc., the nation’s leading bank rating firm. As a general rule, a four star rating indicates, among other things, that this institution has at least 1½ times the capital that regulators require, is profitable (or operating with a very small loss) and has kept its delinquent loans in check.
Cadence Bank is a federally chartered commercial bank and member of Federal Reserve. With $8 billion in total assets, the OCC classifies the bank’s asset concentration as "Commercial Lenders" which is defined as institutions whose commercial and industrial loans, plus real estate construction and development loans, plus loans secured by commercial real estate properties exceed 25 percent of total assets.
Trust powers have been granted to the bank which means it has the right to act as a trustee, executor, administrator, registrar of stocks and bonds, guardian of estates, or in any other fiduciary capacity allowed under the laws of the state in which it is located.