Capital One Reviews, Rates and Information

Bauer Rating ? ★★★★★

AVG Customer Rating ★★★★★


Capital One specializes in home loans, credit cards and auto loans, as well as banking and savings. The company's headquarters are outside of Fairfax, VA. The bank was first a spinoff of the Richmond-based Signet Banking Corp, founded in 1988. The company's retail operations are primarily in the southern states of Texas and Louisiana. Fortune named it as one of the 100 best companies to work for in 2013. Capital One is known for its distinctive advertising, but also its sponsorships, which include the Capital One Bowl (formerly the Citrus Bowl) and the English Football League Cup, one of the top soccer competitions in the United Kingdom.

While primarily known for their credit and debit cards, Capital One provides a wide array of banking services, including: Bank accounts for individuals, small businesses and larger corporations; loans for new and usedhomes and vehicles; investment and wealth management services, including retirement planning; small business banking services, such as credit cards, savings accounts and 401(k) plans; and commercial banking services, including treasury management. In fact, Capital One offers just about everything a bank customer could need in one convenient location. There's a lot more to Capital One than "what's in your wallet."

Capital One (FDIC certificate 4297) was established in 1933 and operates online. Mr. Richard Fairbanks, CEO of Capital One, leads a team of 29490 employees.The bank's parent holding company, CAPITAL ONE FINANCIAL CORPORATION is based in Mclean, VA.

Capital One, headquartered in McLean, VA, is rated four stars for financial strength by BauerFinancial, Inc., the nation’s leading bank rating firm. As a general rule, a four star rating indicates, among other things, that this institution has at least 1½ times the capital that regulators require, is profitable (or operating with a very small loss) and has kept its delinquent loans in check.

Capital One is a federally chartered commercial bank and member of Federal Reserve. With $273 billion in total assets, the OCC classifies the bank’s asset concentration as All Other Specialization > 1 Billion.

Trust powers have been granted to the bank which means it has the right to act as a trustee, executor, administrator, registrar of stocks and bonds, guardian of estates, or in any other fiduciary capacity allowed under the laws of the state in which it is located.

Product Information

About Capital One's Products & Services

Capital One is a leader in banking. Evaluate their rates and account options below, then open an account securely to take advantage of these great rate offers.

Capital One 360 Bank Products

  • 360 Savings

  • 360 Checking

  • Kids Savings Account

  • Term CDs

More Product Offerings

  • Fixed and Adjustable Rate Mortgages

  • Auto Loans

  • Credit Cards

  • Individual Retirement Accounts

Capital One Rates

Capital One: National Interest Rates

All rates effective as of 10/20/2015

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Customer Reviews


May 07, 2016 by

muy bueno


May 21, 2016 by


Capital One Customer Service Information

30 7th Ave South Saint Cloud, MN 56301 1-800-289-1992
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