Gold Coast Bank Reviews, Rates and Information

Bauer Rating ? ★★★★★

About

Gold Coast Bank (FDIC certificate 58654) was established in 2008 and operates through 6 branch offices located in NY. Mr. James Johnis, President of Gold Coast Bank, leads a team of 50 employees.

Gold Coast Bank, headquartered in Islandia, NY, is rated four stars for financial strength by BauerFinancial, Inc., the nation’s leading bank rating firm. As a general rule, a four star rating indicates, among other things, that this institution has at least 1½ times the capital that regulators require, is profitable (or operating with a very small loss) and has kept its delinquent loans in check.

Gold Coast Bank is a state chartered commercial bank and not a member of Federal Reserve. With $349 million in total assets, the FDIC classifies the bank’s asset concentration as "Commercial Lenders" which is defined as institutions whose commercial and industrial loans, plus real estate construction and development loans, plus loans secured by commercial real estate properties exceed 25 percent of total assets.

Gold Coast Bank Rates

Gold Coast Bank: National Interest Rates

All rates effective as of 10/29/2015

Rate (APY)

Account Type

Estimated Balance for 1 year

1.05%APY

1 Year CD

$25,263
1.25%APY

2 Year CD

$25,313
2.00%APY

5 Year CD

$25,500
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