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Money Federal Credit Union Reviews, Rates and Information

About

MONEY Federal Credit Union was founded in 1976 by Mutual of New York Life Insurance Company (MONY) employees who wanted an alternative to the high costs at commercial institutions. Members include people who live, work, or attend school in Onondaga, Oswego, Cayuga or Madison County as well as businesses or other legal entities located in the area. Because of MONEY FCU's "once a member, always a member" mentality, even if you leave the Syracuse area you can keep your account for life! As a result, the credit union now serves more than 4,000 members from all over the world.

MONEY FCU Members enjoy great pricing, personal service, low rates on loans, high yields on savings, and low or no fees on accounts. If you're saving for something special, open a club account with as little as $1. Having a full-featured checking account saves you money and makes it easy and convenient to manage your finances. Use over 55,000 free ATM locations nationwide and don't worry about a minimum balance, transaction, or monthly account fee. Loan services are designed to help you with your current financial needs. MONEY FCU even has a credit builder loan for those who need to establish or re-build credit.

Money Federal Credit Union Rates

Money Federal Credit Union: National Interest Rates

All rates effective as of 11/09/2015

Rate (APY)

Account Type

Estimated Balance for 1 year

0.30%APY

1 Year CD

$25,075
0.50%APY

2 Year CD

$25,125
0.20%APY

6 Month CD

$25,050
0.10%APY

Online Savings

$25,025
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Today's Featured Rate

Money Federal Credit Union Bank Fees

Type

Fee

National Average

Monthly Inactivity

$5.00
$7.00

Non sufficient Fund Overdraft

$25.00
$9.00

Stop Payment Item

$20.00
$27.00

Return Deposit

$25.00
$14.00

Domestic Wire Transfer (Outbound)

$20.00
$22.00

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