Home State Bank (FDIC certificate 16902) was established in 1950 and operates through 11 branch offices located in CO. Mr. Harry Devereaux, President & CEO of Home State Bank, leads a team of 193 employees.The bank's parent holding company, HOME STATE BANCORP is based in Loveland, CO.
Home State Bank, headquartered in Loveland, CO, is rated five stars for financial strength by BauerFinancial, Inc., the nation’s leading bank rating firm. As a general rule, a five star rating indicates, among other things, that Home State Bank has at least twice the capital that regulators require, is profitable (or operating with a very small loss) and has kept its delinquent loans in check.
Home State Bank is a state chartered commercial bank and not a member of Federal Reserve. With $877 million in total assets, the FDIC classifies the bank’s asset concentration as "Commercial Lenders" which is defined as institutions whose commercial and industrial loans, plus real estate construction and development loans, plus loans secured by commercial real estate properties exceed 25 percent of total assets.
Trust powers have been granted to the bank which means it has the right to act as a trustee, executor, administrator, registrar of stocks and bonds, guardian of estates, or in any other fiduciary capacity allowed under the laws of the state in which it is located.
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