All You Need to Know About Interest Rates

Interest rates are influenced by multiple factors, including the economy, local or regional competition, and the type of financial institution. Because interest rates vary greatly, GOBankingRates studies the available rates for local, regional, national and global financial products to help you get the best interest rates possible. For example, credit unions members are actually considered stakeholders, so banking interest rates can be more beneficial than with major banks.

Interest Rates Studies and Tips

Knowing what rates are competitive in your area or for a specific financial product could help you dramatically increase you earning potential. We detail historical interest rate comparisons for cities across the country so you can understand current market fluctuations. You will then, for example, know when it’s a good time to take out a loan or invest in a certificate of deposit (CD).

GOBankingRates gives you interest rates guides and investment news, so you can choose the best financial products to improve your personal finances. Why bank with interest rates from limited information, when you can make the best choice thanks to leading industry experts?

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Most Read Interest Rates Articles

7 Smartest Moves to Make Before Interest Rates Rise

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10 Ways Federal Reserve Interest Rates Affect You Every Day

You don't think Fed interest rates affect you? Think again.

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World Interest Rates: Which Country Has the Highest Interest Rates?

Nations like Ukraine and Pakistan offer saving rates 10 times higher than the US.

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Banks vs. Credit Unions: Which Have the Best Interest Rates?

If you had to guess, which type of institution would you say has the best interest rates: banks or credit unions? You might be surprised to ...

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GOBankingRates Bank Account Study: Who Offers the Best Interest Rates – Banks or Credit Unions?

LOS ANGELES, April 8, 2014 – In a survey of more than 26,700 savings, checking, money market and CD accounts, personal finance website GOB...

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These Are the Best Interest Rates from Major Banks in 2014

Where will bank interest rates take your money in 2014?

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Best Money Moves to Make While Interest Rates Today Are Low

Take advantage of interest rates today with these specific money moves.

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