Interest Rates in Every State: Best Interest Rates in Wisconsin

wisconsin credit union

Depositors in Wisconsin looking to get the best interest rates possible on their savings are in luck — according to the findings in this installment of our “Best Rates in Every State” series, average interest rates offered by local Wisconsin banks and credit unions are in line with national averages, even slightly high for certificates of deposit.

Below are the average interest rates for savings accounts, as well as 6-month, 1-year and 2-year CDs in Wisconsin, compared against the rest of the U.S. states. Go Banking Rates also listed the banks and credit unions in Wisconsin offering the highest interest rates in the entire state for each category.

Deposit Account National Averages

Account Type Average Rate
6-Month CD 0.31% APY
1-Year CD 0.46% APY
2-Year CD 0.69% APY
Savings Account 0.21% APY

Wisconsin Interest Rate Averages

Account Type Average Rate
6-Month CD 0.33% APY
1-Year CD 0.48% APY
2-Year CD 0.73% APY
Savings Account 0.20% APY

Ranking: Wisconsin Rates Vs. U.S. States and Washington, D.C.

  • 6-Month CD: 22nd
  • 1-Year CD: 25th
  • 2-Year CD: 24th
  • Savings Account: 32nd

Wisconsin Credit Unions & Banks with Highest CD Rates

wisconsin credit union

Institution 6-Month CD Rate
Shipbuilders Credit Union 0.50
Markesan State Bank 0.51
Community First Credit Union Wisconsin 0.55
Gundersen Lutheran Credit Union 0.55
Oshkosh Postal Employees Credit Union 0.60
Madison News Credit Union 0.63
Cone Credit Union 0.65
Charter Bank Eau Claire 0.70
Tower Credit Union Wisconsin 0.75
Connexus Credit Union 1.00

wisconsin banks

Institution 1-Year CD Rate
Shipbuilders Credit Union 0.70
Markesan State Bank 0.71
Kimcentral Credit Union 0.75
Oshkosh Community Credit Union 0.75
Madison News Credit Union 0.76
Community First Credit Union Wisconsin 0.80
Oshkosh Postal Employees Credit Union 0.80
Tower Credit Union Wisconsin 0.85
Cone Credit Union 0.95
Connexus Credit Union 1.10

banks in wisconsin

Institution 2-Year CD Rate
Madison News Credit Union 1.00
Markesan State Bank 1.05
Shipbuilders Credit Union 1.05
Kimcentral Credit Union 1.06
WESTconsin Credit Union 1.06
Community First Credit Union Wisconsin 1.15
Cone Credit Union 1.15
Oshkosh Postal Employees Credit Union 1.15
Connexus Credit Union 1.30
Tower Credit Union Wisconsin 1.30

Wisconsin Banks & Credit Unions with Best Savings Rates

credit unions in wisconsin



Institution Savings Rate
Shipbuilders Credit Union 0.35
Bank of Brodhead 0.40
Gundersen Lutheran Credit Union 0.40
Connexus Credit Union 0.50
First Choice Credit Union 0.50
Headwaters State Bank 0.50
Madison News Credit Union 0.55
Tower Credit Union Wisconsin 0.65
Charter Bank Eau Claire 0.70
Governmental Employees Credit Union 0.75

About This Wisconsin Interest Rates Study

Local institutions are considered to be banks and credit unions with branches located solely in Wisconsin or headquartered in the state. Interest rates offered by national banks were not considered in this study.

Interest rate data is pulled from the Go Banking Rates database, which includes interest rates on savings and CD accounts offered by more than 4,000 banks and credit unions. Rates are based on institutions’ online published rates as of December 31, 2012. Please note that interest rates are subject to change at any time and should be verified with individual institutions prior to account opening.

(Image: Doug Wallick)

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