How CD Laddering Works (Infographic)

Posted in CD Rates , Infographics • June 4, 2010

Certificates of deposit are a great way to invest your cash, but making the most of those CDs includes a technique called laddering. By implementing a CD laddering strategy, you can earn a higher overall return.

CD laddering may seem difficult, but it’s actually pretty easy. How easy? We’ll show you in the infographic below. It walks you through a seven-year CD laddering example. Click on the image for a larger version.

See all of our infographics!
ladder_400

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Best CD Rates

Institution
Featured Rate (APY)
1.15%
2 Year CD
1.05%
1 Year CD
1.17%
2 Year CD
1.10%
2 Year CD
Institution
Best Rate (APY)
Kauai Government Employees Credit Union
1.56%
1 Year CD
Triboro Postal Credit Union
1.51%
1 Year CD
Pfd Firefighters Inc. Credit Union
1.26%
1 Year CD
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